How to inquire about medical insurance for urban and rural residents

Legal subjectivity:

In life, everyone is an ordinary body, and it is normal to get sick. However, with the development of social economy and technology, medical expenses are getting higher and higher, which many friends can't afford. Therefore, medical insurance also gives a great buffer time, and of course, payment is still required before reimbursement. 1. How to inquire about the payment of medical insurance for urban residents 1? Official website query, login "national social insurance comprehensive query platform" for query. After logging in, you can check the details of personal medical insurance according to related operations. 2. WeChat WeChat official account query WeChat, pay attention to "People's Society 12333 WeChat official account". By binding personal information, you can enter the official account of WeChat for inquiry and payment, which is very convenient. (Some cities may not have WeChat official account inquiry function yet, so there is no hurry. We can do it another way. ) 3. Telephone consultation, you can call the local social security bureau or the hotline on the social security card for consultation. Because there are many telephone hotlines, the lines may be busy, and many details of telephone inquiries are vague. This method is not recommended for urban residents' medical insurance inquiry. 4. Card-issuing banks inquire about medical insurance cards, which are basically issued by designated banks. Individuals can make inquiries at the corresponding issuing bank with their ID cards and medical insurance cards. 5. Inquire in the service hall of the local social security bureau. You can also bring your ID card and personal medical insurance card to the service hall of the local social security bureau to inquire about medical insurance, and you can also print the payment list. 6. Designated medical institutions can inquire about personal medical insurance in the medical institutions designated by the medical insurance card when purchasing medicines for medical treatment. Second, the amount of medical insurance payment for urban residents is 1, and the amount of medical insurance payment for minors and college students is adjusted from the original 120 yuan to 180 yuan; 2. The individual contributions of the disabled and elderly residents remain unchanged at 5 10 yuan; 3, the minimum living allowance can not pay medical insurance fees, but it is necessary to submit relevant application materials in advance. To participate in medical insurance for urban residents, these residents need to bring ID cards, household registration books and other related documents to the community where the household registration is located to register and pay. New insured residents need to bring their ID cards, household registration books and 1 2 inch photos to their communities to go through the insurance payment procedures. After the insured residents pay the medical insurance fee, they can enjoy the reimbursement treatment of serious illness in hospitalization, general outpatient service and some outpatient services. The proportion of reimbursement will be different with different hospitalization grades of the insured. Third, the difference between urban residents' medical insurance and employees' medical insurance 1, facing different people. Medical insurance for urban workers is mainly for employees and retirees who have work units or are engaged in individual economy. Medical insurance for urban residents is mainly for urban non-employees such as elderly residents, low-income objects, severely disabled people, students and children who have urban household registration and have no jobs; 2. The payment standard and source are different. Medical insurance for urban workers is paid by employers and individual workers and does not enjoy government subsidies. The payment standard of urban residents' medical insurance is generally lower than that of employees' medical insurance, and the government gives appropriate subsidies on the basis of individual contributions; 3. Different treatment standards. Due to the low level of financing, the medical treatment standard of urban residents' medical insurance is slightly lower than that of employees' medical insurance. 4. Different payment requirements. If the minimum payment period is set for medical insurance for urban workers, if the payment period reaches 25 years for men and 20 years for women, they can enjoy basic medical insurance benefits without paying after retirement; There is no minimum payment period for urban residents' medical insurance, which must be paid every year. If you don't pay, you won't enjoy the treatment. I hope the above contents about how to inquire about the payment of urban residents' medical insurance, how much urban residents pay for medical insurance and the difference between urban residents' medical insurance and employees' medical insurance are helpful.

Legal objectivity:

People's Republic of China (PRC) social insurance law

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.