Taiyuan Yijia Real Estate How to Join a Branch

Many people think that the process of buying and selling second-hand houses is very complicated and there are traps everywhere. I am afraid that there is a problem with the property rights of the old house, I am afraid that I will encounter a black-hearted intermediary, and I am afraid that the transaction procedures are cumbersome. In the process of second-hand housing transaction, buyers and sellers usually only pay attention to the final result of the transaction, but ignore the security of the transaction process. In fact, it is often the links in the whole transaction process that can most affect the transaction results. The reason why buyers and sellers choose trading agents as brokerage companies is not only to obtain real market information, but also to hope that brokerage companies can provide them with a safe trading process. In fact, as long as consumers master basic trading knowledge and pay attention to some possible risks, they can still buy satisfactory second-hand houses. General formal second-hand housing transactions include the following links. -Find intermediary information to register the relevant policies for buyers and sellers to consult second-hand housing transactions through intermediaries. The brokerage company matches the buyers and sellers according to the actual situation, and the buyers and sellers register the purchase and sale information respectively. In this link, it is very important for buyers and sellers to choose a real trust intermediary, which is directly related to the security of the transaction and the smooth handover of the house payment. A good brokerage company has the following points: large scale, business license, qualification certificate and good reputation. The specific measures are as follows: First, pay attention to whether the company address is in the same place or the same administrative district as the store you registered to visit. If not, there are two situations: one is to prove that the company is operating in a different place, and such a company may have faced the dilemma of being listed as an illegal act by the industrial and commercial bureau, and escaped the sanctions of the industrial and commercial department and the recovery of customers by moving; The second is because it is a branch or chain store. According to the regulations, branches should also have their own licenses. However, if there are more than two branches with broker qualification certificates, some branches will use a copy of the business license of the head office if they fail to meet this standard. Therefore, consumers should ask the salesman of the store to look at the business license of the head office and take this opportunity to go to their head office to recognize a door. Secondly, pay attention to the registered capital listed in the license. Looking at the size, office location and number of employees of the company, we can judge whether the registered capital of such an enterprise may be one million yuan or ten million yuan as indicated in the license. In addition, before signing the purchase agreement with the owner, the buyer should go to the shop of the intermediary company several times, and observe whether the salesman in the shop is fixed and whether there are any disputes between other buyers and sellers and the company during each visit. One more thing you should pay attention to: don't be confused by the title of "assured intermediary". At present, it is found that in addition to the 16 assured intermediary organized by Beijing intermediary firm, there are some intermediaries under the banner of "assured intermediary". Even if these 16 trust intermediaries do harm to consumers, consumers can call the complaint hotline set up by Beijing intermediaries to report, and Beijing intermediaries will impose severe sanctions. -Examination and approval of market entry qualification The seller shall apply to the district and county real estate transaction management department where the house is located for the Notice of Approval of Listing, and go through the listing examination and approval procedures. If it is a purchased public house, its housing needs to be stamped with three chapters. The first chapter covers the sales questionnaire, which is mainly used by the unit to prove the nature of land use and whether the property where the house is located is rented or allocated free of charge. The second chapter is stamped on the listing consultation form. Later, Beijing promulgated supplementary regulations and explanations. If there is no special agreement between the property owner of the purchased public houses and the original property unit, the original unit does not need to agree to seal it. Chapter III is stamped on the Confirmation Sheet of Listing Application, which shall be examined and approved by the real estate departments of all districts before the signing of the sales contract. Mainly from the table to review whether it belongs to several types of houses prohibited from listing in the Regulations. The following houses with property rights cannot be listed and traded: 1. Public houses in central directly under the authority; 2 military production, hospital (hospital) production, public houses produced by schools (schools) and office buildings in the compound of this unit; 3. The right to use the house; 4. Purchase at the standard price, and the remaining price is not made up at the cost price; 5 houses built on rural collective land, and second-hand commercial houses with rural property ownership certificates; 6 has been included in the scope of the demolition notice; 7. The house belongs to * * *, and others * * * don't agree to sell it; 8. The ownership is disputed; 9 has been mortgaged, and without the written consent of the mortgagor; 10. new housing difficulties will be formed after listing and selling; 1 1. is sealed up or the transfer of ownership is restricted according to law; 12. The house has been leased to others, and the seller fails to notify the lessee as required, thus infringing upon the lessee's preemptive right and other rights. -Evaluate and check the shell details. The intermediary will review the identity card and property right certificate (including whether there is property right and whether the house is mortgaged). ) and stored in the intermediary for the record. On-the-spot investigation by the intermediary to master the details of the house, such as the water supply and drainage of the ceiling, wall, bathroom and kitchen, whether there is structural decoration, whether there is selfless construction, and whether it occupies the roof platform and corridor. Preliminary evaluation provides reference for determining the selling price. Proper housing and housing evaluation are the most concerned in this link. Buyers must have noticed that the unit price of any second-hand house with good location and convenient transportation is not less than 5,000 yuan/square meter, and some prices are even worse: 6,000 yuan/square meter and 7,000 yuan/square meter. I finally found an old house at an acceptable price and asked the intermediary. The answer was: "The house has been sold." Moreover, the prices quoted by real estate agencies are also varied, some are the net asking price of the owners, some are the total price including taxes and fees, and some are the prices after the intermediary companies increase their prices. As a seller, we should seriously consider the area, age, depreciation, orientation and other factors of our own property, as well as the prices of surrounding residential properties and new buildings, make clear the possible buyers of this suite, as well as the income and affordability of such people, grasp the size of the quotation, and avoid embarrassing quotations, which will lead to a long sales cycle or even a price without a market. Now some brand companies will provide professional evaluation for free when acting as agents for second-hand housing transactions. Buyers and sellers can negotiate house prices accordingly. In fact, the simplest standard for calculating the price of second-hand houses is: the quotation is about 60% to 70% of the price of commercial houses in the same geographical location, which is about 100 times of the current monthly rent of surrounding houses. -after signing the house inspection agreement, the transaction intermediary signs the entrusted sales agreement with the buyer and the seller respectively. After the buyers and sellers confirm the house price and related matters, they sign the sales contract at the intermediary office. Generally, the contract should indicate the details of the seller's house and pay the agency fee. Generally, the agency fee is paid by the buyer, and the amount is 2.5% of the house price, but it is also charged to the buyer and the seller respectively. In order to reduce the possible risks in second-hand housing transactions, the following clauses are essential: 1. Basic information should be listed: the name, domicile and contact information of the buyer and seller; 2. Ask the seller or intermediary to clearly write down the basic information of the house, including location, nature, area, structure, pattern, decoration, facilities and equipment, whether there is mortgage, whether anyone agrees to sell, etc.; 3. Price-related issues: specify the total house price in the contract, indicate whether it is a one-time payment, installment payment or loan application, specify the payment time and stipulate the payment terms; 4. Write down the time and conditions of delivery, the process and expenses of handling relevant formalities; 5. Liability for breach of contract: it is regarded as breach of contract when it occurs, the calculation and payment of liquidated damages, deposits and compensation, and how to solve disputes (arbitration, litigation, etc.). ) If negotiation fails; 6. Indicate the entry into force, suspension, termination or dissolution of the contract; 7. The conditions for alteration and transfer are stipulated in the contract, or the prohibition clauses that may not be altered or transferred are stipulated. In addition, when adding some terms, it must be implemented in words, and the intermediary is required to affix the official seal of the company on it. -Intermediary mediator submits house payment In order to ensure the vital interests of buyers and sellers of real estate and eliminate unnecessary disputes in the transaction, after accepting the entrustment of both parties, the intermediary acts as an intermediary guarantor to provide intermediary mediator services for "house payment and house handover" in real estate transactions. After signing the sales contract, the buyer and the seller sign an intermediary insurance contract with the intermediary to pay the intermediary premium. The seller shall submit the original and photocopy of the house ownership certificate and the confirmation notice of public housing listing approval, and affix the name seal. The buyer is required to submit a copy of valid identity certificate and its name and seal, and individuals from other provinces and cities are also required to apply for the Notice of Approval for House Purchase in Beijing. The Buyer will deposit all the house payment into the account designated by China Insurance Company before signing the transfer contract. If the buyer wants to apply for a mortgage loan from the bank, he should sign an entrustment guarantee contract with the guarantor, deposit 30% of the total house price as the down payment into the account designated by the intermediary, and remit all the loans to the account designated by the intermediary after the bank lends money. The difference between the above two kinds of funds and the total house price shall also be deposited in the account designated by the insurer in one lump sum by the buyer before the bank loan. -Transfer settlement: the buyer and the seller pay relevant taxes and go through the transfer formalities of the deed. Then, after the buyers and sellers confirm that the property is correct, the mediator will assist the buyers and sellers to deliver the property and settle the property management fee, and move out of the seller's account, hand over the keys of the sold house to the buyer, and hand over the house price to the seller, and the three parties will conduct mediation and settlement; The brokerage company shall assist in handling the change of property rights; If the buyer needs a loan, the brokerage company will assist in handling it and provide phased guarantee. On the day when the deed is transferred, the buyer and seller and their salesmen come to the real estate transaction management department of the residential area where the house is located to sign the sales contract. Buyers who choose one-time payment shall pay the remaining house price to the seller. Buyers who choose to buy second-hand houses with loans can't lend until the bank sees the sales contract. Many district and county real estate bureaus require that taxes and fees be paid on the day of signing the deed. Therefore, buyers should pay the relevant departments of the real estate transaction management department: pay the land transfer fee at 3% of the house price; 2% of the house price is subject to deed tax (120 m2 or less); Pay stamp duty at 0.05% of the house price. There are also surveying fees in 30 yuan, cost 15 yuan, and property registration fees (building area -.3 yuan). After the property buyers pay the land transfer fee, they must also sign the Land Use Right Transfer Contract at the Premises Bureau. Subsequently, the real estate bureau will review the files of the house you bought, register the property rights, conduct surveying and mapping, and make a new property right certificate.