What is the personal commercial housing loan of China Bank?

China Bank's personal commercial housing loan refers to a commercial loan issued by the lender to the borrower with its own funds for the purchase of commercial housing.

Commercial buildings (including shops, office buildings, commercial and residential buildings, etc.). ) According to whether the house ownership certificate is obtained before the house transaction, it is divided into first-hand commercial houses and second-hand commercial houses. Among them, the first-hand commercial housing refers to the commercial housing that has not obtained the ownership certificate issued by the real estate registration department for the first time before the housing transaction; Second-hand commercial housing refers to the commercial housing that has obtained the ownership certificate before the housing transaction.

Due to differences in business in individual regions, please consult the handling outlets for details. You can also enter the online customer service manual service of China Bank and call the customer service hotline of China Bank at 95566 (please call +86 10-95566 for overseas and Hong Kong, Macao and Taiwan regions) for consultation.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

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