According to the survey of enterprises in official website, Kerong Microfinance Co., Ltd. is a formal company in terms of development process and loan model. In addition, with the approval of relevant banks and financial supervision departments, we will strictly abide by the relevant national loan policies. Every loan has been assessed by risk control to provide customers with safe and reliable loan services. In the financial field, risks exist objectively. Although Kerong Microfinance Co., Ltd. has a good reputation in the industry and high market recognition, investors still need to be cautious and pay attention to risk prevention. At the same time, for customers who want to apply for loans, they need to carefully understand the company's business scope, loan interest rate, repayment methods and other detailed information to make wise decisions. In a word, Kerong Microfinance Co., Ltd. is a formal company, but it still needs to be cautious and pay attention to risks when conducting financial transactions.