58 city loan, is it true? Have you ever taken out a loan? Are you interested?

One, 58 city loan, is it true? Have you ever taken out a loan? Are you interested?

Just die in the pit.

Is the loan reliable? What is the loan interest of 1 10,000?

Financial loans are unreliable. 58 financial business in the same city has been in trouble or shut down, and the only remaining "58 Easy Loan" has been exposed to the edge of the ball. 58 Finance's "58 Easy Loan" is suspected of automatically facilitating loans, and the annualized comprehensive rate exceeds 70%. By default, the exclusive service fee is checked, and the dunning on 14 is suspected of "7 14 anti-aircraft gun", which is unreasonable to collect.

Extended data

According to platforms such as black cat complaints and poly-cost-effective complaints, the complaints of 58 loans are "easy to borrow" and "difficult to repay", among which "violent collection" is a high-incidence area. As of press time, there are 128 complaints about 58 good loans. There are even users who complain that 58 loans are easy to borrow, encounter 58 violent collections, and pretend to be public security laws to release collection information.

The Supreme People's Government, the Supreme People's Procuratorate, the Ministry of Public Security and the Ministry of Justice jointly issued the Opinions on Several Issues Concerning Handling Criminal Cases of Illegal Lending, which mentioned the problem of violent collection in illegal lending. The Opinions emphasize that it should be determined on the basis of the actual loan amount of the borrower, and all expenses deducted in advance, such as consulting fees, management fees, overdue interest and liquidated damages, should be included in the actual interest rate. It is mentioned in the Opinions that illegal lending with an actual annual interest rate exceeding 36% will be punished.

The "Opinions" clearly stipulates that if the platform forcibly collects debts or hires others to illegally collect them, which constitutes a crime, it will be severely punished.