Basic information
_
Chinese name
_
Zhengzhou purchase restriction rules
_
_
Foreign name
_
Zhengzhou purchase restriction rules
_
_
Release time
_
20 1 1 year
_
_
Issuing authority
_
Zhengzhou municipal hall
_
Directory 1 full text of document 2. Upgrade of purchase restriction order 3. Supplementary explanation
Fold and edit the whole paragraph.
Implement government responsibilities and establish a sound accountability mechanism.
(a) efforts to control the price of new housing.
Resolutely implement a series of macro-control policies and measures for the real estate market in the State Council, speed up the construction of personal housing information system, gradually improve the basic data of real estate statistics, and effectively control housing prices at a reasonable level. According to the city's economic development goals, the growth rate of per capita disposable income and the affordability of residents' housing, the annual new housing price control target is comprehensively determined and announced to the public before the end of 20 1 1.
(2) Effectively implement the objectives and tasks of housing security. The Municipal People's Government shall sign a letter of responsibility for housing security objectives with the county (city, district) people's government, clarify the objectives and tasks of the annual housing security work, and establish an accountability mechanism for target assessment. If the work of promoting housing security and stabilizing housing prices is ineffective and the construction of personal housing information system lags behind, it is necessary to start the administrative accountability mechanism and investigate relevant responsibilities.
two
Strengthen housing security and gradually improve the living conditions of low-and middle-income families.
(3) Accelerate the construction of affordable housing projects. During the "Twelfth Five-Year Plan" period, the city plans to build and raise 270,000 sets of various types of affordable housing, basically forming a multi-level, full coverage and sustainable housing security system. 20 1 1 53,823 sets of affordable housing were raised through new construction, renovation, purchase and long-term lease, and 18050 sets of affordable housing were completed, and 23,644 sets of low-rent housing rental subsidies were distributed.
(4) Vigorously develop public rental housing. Fully start the qualification of public rental housing, increase government investment, and expand the supply scale through repurchase and long-term lease; Using land supply, investment subsidies, financial interest subsidies or capital injection, tax incentives and other policy measures to attract institutional investors to participate in the construction and operation of public rental housing; Actively cooperate with financial institutions to implement medium and long-term loans for the construction and operation of public rental housing; Support the construction of affordable housing, including public rental housing, by establishing a trust investment and financing platform; Encourage real estate development enterprises to build public rental housing in ordinary commodity housing construction projects and operate according to relevant regulations; Encourage large and medium-sized enterprises and new hospitals, universities and other social institutions to build rental housing units according to law to solve the housing difficulties of employees; Explore the allocation and transfer to increase the supply of public rental housing construction land, gradually merge with low-rent housing, and simplify and implement the classified guarantee of rental housing. In principle, the rent standard of public rental housing shall not exceed 70% of the market rent standard of ordinary commodity housing in the same lot.
three
Strengthen tax collection and credit management, and further rationally guide housing demand.
(5) Strengthening tax collection and management. Strictly implement the national policy of levying business tax and personal income tax on individual housing transfer. The tax authorities should take measures to resolutely plug the tax loopholes caused by the "yin-yang contract"; Strengthen the supervision and inspection of land value-added tax liquidation, focusing on the liquidation inspection of real estate development projects whose pricing obviously exceeds the surrounding housing prices.
(6) Earnestly implement the differentiated credit policy. All financial institutions and Zhengzhou Housing Provident Fund Management Center strictly implement the policy of "the down payment ratio is not less than 60%, and the loan interest rate is not less than 1. 1 times of the benchmark interest rate" for families who purchase a second house by loan.
(7) Strictly implement the purchase restriction policy. The tentative 1 apartment (including the purchaser, spouse and minor children, the same below) is limited to households with registered residence in this city, non-registered households with residence permit in this city for more than 1 year and paying social insurance or personal income tax in this city for more than 1 year (including newly-built commercial housing and second-hand housing, the same below); For households with registered residence in this city who already own two or more houses, households with non-registered residence in this city who own 1 house and above, and households with non-registered residence in this city who cannot provide residence permit, social insurance payment certificate or personal income tax payment certificate of 1 year or above, sales to them will be suspended in the urban areas of this city (including five districts in the city and Zhengdong New District).
four
Increase land supply and further strictly manage land use.
(8) Effectively increase the effective supply of housing land. Implement the construction land supply plan, give priority to the protection of affordable housing construction land, and ensure that all kinds of affordable housing and small and medium-sized ordinary commodity housing land are not less than 70% of the total annual supply of housing construction land; The planned supply of commercial housing land is not less than the actual annual supply in the previous two years. Further improve the land transfer method, and vigorously promote the supply of low-priced ordinary commodity housing land by means of "price limit and competitive land price".
(nine) to strengthen the review of land market access qualifications and sources of funds. Units or individuals participating in land bidding in our city must explain the source of funds and provide corresponding certificates. To arbitrarily change the nature of affordable housing land, we must resolutely correct and severely investigate. Carry out special inspection of commercial housing land. Those who have not obtained a construction permit for more than 2 years to start construction must recover the land use right in time and impose a fine of 1 year. Investigate and deal with the illegal transfer of land use rights according to law. If the investment in real estate development and construction is less than 25% (excluding land price), the land and land development projects agreed in the contract shall not be transferred in any way.
five
Carry out service enterprise activities and actively promote project development and construction.
(ten) the implementation of the chief service officer system. In strict accordance with the Interim Measures for the Work of Chief Service Officers of Zhengzhou Enterprises (Zheng Ban [2065438+00] No.59), we will strive to improve the effectiveness, efficiency and quality of service enterprises. For projects listed in major provincial and municipal projects, the chief service officer is responsible for coordinating the difficulties and problems encountered by enterprises in the process of project construction, and making every effort to provide timely, effective, convenient and fast services for enterprises.
(eleven) to speed up the approval of housing projects. All relevant departments should * * * establish a fast track for administrative examination and approval of affordable housing, shantytown renovation housing and small and medium-sized ordinary commodity housing construction projects. According to the Notice of the Ministry of Land and Resources and the Ministry of Housing and Urban-Rural Development on Further Strengthening the Regulation and Construction Management of Real Estate Land (Guo Tu Zi Fa [2065 438+00] 15 1No.), relevant procedures shall be handled within the prescribed time limit to form an effective supply as soon as possible.
six
Strengthen market supervision and adhere to and strengthen the guidance of public opinion.
(twelve) to strengthen the management of affordable housing construction. We will continue to improve the access and exit mechanism of affordable housing, earnestly achieve openness, fairness and justice, and gradually bring towns into the scope of housing security. Enterprises engaged in the development and construction of affordable housing projects must strictly implement the relevant policies and regulations of the state, province and city on the construction and management of affordable housing projects, and shall not arbitrarily change the land use, floor area ratio, single building area and Xing Tao structure ratio, and shall not arbitrarily sell or entrust intermediaries to illegally sell affordable housing.
(thirteen) to strengthen the supervision and inspection of real estate projects. It is necessary to strengthen the supervision and inspection of real estate projects by opening the real estate information network, setting up telephone numbers to report complaints, conducting on-site inspections and other measures, focusing on verifying projects with high contract cancellation rate, abnormal prices, false sales and concentrated consumer complaints. Those who violate laws and regulations shall be ordered to rectify within a time limit, dealt with according to law, and recorded in real estate credit files.
(fourteen) to increase the investigation and punishment of illegal acts. Real estate development enterprises that violate laws, regulations, rules and policies such as land, planning, construction and real estate transactions. Those who cause great losses to consumers in their development and business activities, or refuse to rectify illegal acts, or cause major letters and visits to affect social stability, or seek illegitimate interests by bribery, should be severely punished and recorded in the blacklist, and relevant information should be notified to relevant departments.
(fifteen) to strengthen public opinion propaganda and positive guidance. The news media should vigorously publicize the progress and effectiveness of housing security and macro-control of the real estate market in our city, guide residents to rational consumption, provide strong public opinion support for promoting the stable and healthy development of the real estate market and accelerating the construction of the housing security system, and prevent false information and irresponsible speculation and comments from misleading consumption expectations. Whoever manufactures or disseminates false news shall be investigated for responsibility.
Seven, this notice shall come into force as of March 4, 20 1 1. If the previous provisions are inconsistent with the provisions of this notice, the provisions of this notice shall prevail. If there are new regulations in the country and province, the new regulations shall prevail.
Fold and edit this upgrade purchase restriction order.
1. For households with registered residence in this city (including buyers, spouses and minor children, the same below) who already own 1 apartment in the urban area of this city (including the five districts of this city, airport area, Zhengdong New District, Economic Development Zone and High-tech Zone, the same below) and non-registered households without housing, The purchase restriction is less than 1 house 180 square meters (excluding 180 square meters). For households with registered residence in this city who already own two or more houses, those households with non-registered residence in this city own 1 house and above, the sales to them will be suspended in the urban area of this city.
Two, the first purchase of ordinary housing commercial personal housing loans, the minimum down payment ratio of 30%.
3. If you own 1 apartment and the corresponding housing loan has not been settled, and you apply for a commercial personal housing loan to buy ordinary housing again to improve your living conditions, the minimum down payment ratio is 40%.
Four, just need families to apply for commercial personal housing loans to buy the first set of affordable housing with a construction area of less than 90 square meters. In principle, the minimum down payment ratio is 25%, which can be lowered by 5 percentage points.
Fold and edit the supplementary explanation of this paragraph.
The validity of the residence permit is only 1 year. How to prove that you have a 3-year residence certificate in this city?
A: The interval between residence permit dates is not more than 3 months, which is regarded as continuous.
On September 3, some netizens left a message on the website of Zhengzhou Housing Management Bureau "Director's Mailbox": What does it mean to have a residence permit in this city for three years? According to 20 13, the validity period of residence permit is only 1 year. In addition, my previous residence permit has expired, and some of it has not been renewed, but has been reissued. Can I buy a house in Zhengzhou?
In this regard, the relevant person in charge of the Market Supervision Department of Zhengzhou Housing Management Bureau responded yesterday that the residence certificate includes Zhengzhou residence permit and temporary residence permit issued by the public security department. "More than 3 years" means that you have lived in Zhengzhou for 3 years before the date of purchase, and the interval between residence permit dates is not more than 3 months. It is considered to be continuous. In other words, if this netizen has a residence permit for the previous 3 years, and the interval between residence permit dates is no more than 3 months, he can buy a house in Zhengzhou.
Are three conditions indispensable for foreigners to buy a house in Zhengzhou?
A: You can buy a house in Zhengzhou if you meet one of the three conditions.
Mr. Liu, a reader of his hometown in Zhoukou, said: According to the new round of purchase restriction policy of Zhengzhou Housing Management Bureau, non-local households who have held residence permits in this city for more than 3 years and paid social insurance or personal income tax in this city for more than 1 year are restricted from buying 1 house. Excuse me, are the three conditions here indispensable, or can I buy a house in Zhengzhou as long as I meet 1 Because I have worked in Zhengzhou for more than 3 years and paid social insurance or personal income tax for more than 3 years, but I have never applied for a residence permit.
The reporter found that many citizens, including foreign property buyers, have similar confusion about this policy. Yesterday, the Policy Statement issued by Zhengzhou Housing Management Bureau made a clear explanation on this issue: the New Deal only changed the original "residence certificate of foreign household registration 1 year or more" to "residence certificate of foreign household registration for more than 3 years". In short, Mr. Liu Can only bought a house in Zhengzhou with 1 year tax payment certificate or 1 year social security certificate.
The second-hand house has signed an agreement, the loan has not been approved, and the transfer has not been affected by the New Deal?
A: Second-hand houses that have signed agreements or sales contracts or signed online before September 2 are not affected by the New Deal.
Yesterday morning, the reporter found in an interview with the real estate transaction hall in Zhengzhou East District that many second-hand house buyers consulted the new purchase restriction policy. Ms. Cao said that she bought a second-hand house in Jinshui District through an intermediary company. She is a nonlocal registered permanent residence with a two-year residence permit. At the beginning of August, she applied for a bank loan, but it was never approved, so she didn't handle the transfer. "When I go through the transfer formalities, do I adopt the new purchase restriction policy or the old policy? Can you transfer the ownership smoothly? "
Yesterday afternoon, a person in charge of the Market Supervision Department of Zhengzhou Housing Management Bureau explained that the second-hand houses that had signed agreements, sales contracts or online contracts before the introduction of the new policy (September 2, 20 13) were not affected by the New Deal.
Can I buy two suites if I live with children under 20 after divorce?
A: No matter whether you are divorced or not, as long as you are an independent family, you can buy 2 suites.
Divorced with children under 20, can I buy another suite? For two days in a row, people kept asking about the "divorce policy" after the new purchase restriction policy.
Yesterday, the relevant person in charge of the Market Supervision Department of Zhengzhou Housing Management Bureau said that although the New Deal stipulates that the sale of houses to singles under the age of 20 will be suspended in the restricted purchase areas (Chengwu District and Zhengdong New District) from September 2, divorced couples who live with children under the age of 20 can buy two houses as independent families. An independent family in Zhengzhou can only buy two suites, whether divorced or not.
However, he reminded that "fake divorce" is risky and citizens should not take unnecessary risks in order to buy more houses.
In addition, Zhengzhou's restricted purchase areas are still Chengwu District and Zhengdong New District, and there has been no change; Zhengzhou housing ownership is subject to the query result of Zhengzhou Housing Information Query System.
Read the full text