Does housing ownership certificate plus name have an impact on housing loan in Shenzhen?

Does not affect. In accordance with the regulations for inquiring about the real estate license, bring the original and photocopy of the marriage certificate, ID card and real estate license to the real estate trading center in the area where the house is located, and at the same time, the property owner should write a written statement agreeing to add the name at the scene according to the requirements of the property right change registration office, and sign the statement by handprint. Shenzhen, referred to as Pengcheng for short, is a prefecture-level city under the jurisdiction of Guangdong Province and a city with separate plans. It is a megacity, a special economic zone, a national economic center city and a national innovative city approved by the State Council, and one of the core engine cities of Guangdong-Hong Kong-Macao Greater Bay Area.