1. Purchase restriction: In cities where house prices are too high and rising too fast, measures to restrict housing (including new commercial housing and second-hand housing) should be formulated and implemented within a certain period of time. In principle, the purchase of 1 apartment is limited to local registered households who already own 1 apartment and non-local registered households who can provide local tax payment certificates or social insurance payment certificates for a certain number of years;
2. For local registered families who already own 2 or more houses, non-local registered families who own/kloc-0 or more houses, and non-local registered families who cannot provide local tax payment certificates or social insurance payment certificates for a certain number of years, the sale of houses to them shall be suspended within their administrative areas.
3. Limit loans: improve differentiated housing credit policies. For families who purchase housing for the first time, in principle, apply for commercial personal housing loans, and the down payment ratio is not less than 30%;
4. For households with 1 apartment, to apply for commercial personal housing loans to improve their living conditions, the down payment ratio shall be no less than 40%.
What purchase policies does Xiong 'an have?
1. If an individual purchases an ordinary house below 90 square meters for the first time, the deed tax rate will be reduced to 1%.
2, temporarily exempt from stamp duty and land tax.
3. The lower limit of the loan interest rate can be extended to 0.7 times of the benchmark loan interest rate, and the low down payment ratio can be adjusted to 20%.
4, individual housing provident fund loan interest rates, interest rates of all grades were lowered by 0.27 percentage points.
5. If an individual sells ordinary houses that have been purchased for more than 2 years, the individual will not bear the business tax.
6. Exempt individuals from housing registration fees for purchasing ordinary houses and housing transfer fees for buying and selling stock houses.
To sum up, foreigners need proof of social security payment to buy a house in Xiong' an. Families who are not local residents can buy a house if they have proof of paying social insurance. For households that cannot provide local tax payment certificates within a certain period of time or a certain number of years, or whose local tax payment certificates are not registered locally, the sale of houses within their administrative areas shall be suspended.
Legal basis:
Regulations on the Administration of Urban Real Estate Transfer
Article 7
The transfer of real estate shall be handled in accordance with the following procedures:
(a) the parties to the real estate transfer signed a written transfer contract;
(two) the parties to the real estate transfer shall, within 90 days after the signing of the real estate transfer contract, declare the transaction price to the real estate management department where the real estate is located with the real estate ownership certificate, the legal certificate of the parties, the transfer contract and other relevant documents;
(three) the real estate management department to review the relevant documents provided, and make a written reply whether or not to accept within 7 days, 7 days without a written reply, as agreed to accept;
(four) the real estate management department to verify the declared transaction price, and according to the need to conduct on-the-spot investigation and evaluation of the transferred real estate;
(five) the parties to the transfer of real estate shall pay the relevant taxes and fees in accordance with the provisions;
(six) the real estate management department shall go through the formalities of housing ownership registration and issue the certificate of real estate ownership.