Jiangsu medical insurance personal account transfer standard

Jiangsu medical insurance personal account entry standard:

1, under the age of 35, calculated at 2.8% of my payment base;

2, 36_45 years old, according to my payment base of 3.2% included;

3, 46- before retirement, pay according to 3.8% of my payment base;

4, after retirement-70 years old, according to my pension 5.5% included;

5, more than 70 years of age, according to my pension 6% included;

6, the original work of the old workers, according to my pension 8% included;

7. After the flexible employees go through the retirement formalities, their personal accounts will be included in the base, and the basic adjustment ratio of urban retirees' pensions will be raised simultaneously every year.

Enterprises and institutions pay supplementary medical insurance and increase the proportion of individual accounts for medical insurance;

1, under the age of 35, calculated at 0.8% of my payment base;

2, 36_45 years old, according to my payment base 1.4%;

3, 46- before retirement, 2% of my base pay;

4, after retirement-70 years old, according to my pension 2.5% included;

5, over 70 years old, according to my pension 2.5% included.

Personal medical insurance card processing flow

1. The insured person carries his/her valid certificate (ID card, household registration book, etc.). ) apply to the neighboring county medical insurance center, and the county medical insurance center will settle on the spot.

2. The insured person can also apply to the nearest street (town) medical insurance service point (hereinafter referred to as the service point) for handling, and the service point will be completed within 3 working days. The insured person shall go to the service point to receive the "Medical Insurance Card" within the specified time.

3. The insured may entrust others to handle it on his behalf. The customer must carry the valid certificates of himself and the insured when handling.

legal ground

The State Council's Decision on Establishing the Basic Medical Insurance System for Urban Workers

Three, the establishment of basic medical insurance funds and personal accounts to establish basic medical insurance funds and personal accounts. The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts. The basic medical insurance premium paid by the employer is divided into two parts, one part is used to establish the overall fund, and the other part is included in the personal account. The proportion of individual accounts is generally about 30% of the employer's contribution, and the specific proportion is determined by the overall planning area according to the payment scope of individual accounts and the age of employees.

The overall fund and individual account shall delimit their respective payment ranges, and shall be accounted for separately, and shall not occupy each other. Determine the qifubiaozhun and the maximum payment limit of the overall fund. In principle, the qifubiaozhun is controlled at about 10% of the average annual salary of local employees, and the maximum payment limit is controlled at about 4 times of the average annual salary of local employees. Medical expenses below Qifubiaozhun shall be paid by personal account or borne by individuals. Medical expenses above Qifubiaozhun and below the maximum payment limit are mainly paid from the overall fund, and individuals also have to bear a certain proportion. Medical expenses exceeding the maximum payment limit can be solved by means of commercial medical insurance. The specific qifubiaozhun, maximum payment limit and personal burden ratio of medical expenses above the qifubiaozhun and below the maximum payment limit of the overall planning fund shall be determined by the overall planning area according to the principle of balance of payments.