The following is a loan contract for Jiufu with a loan amount of 29,800 yuan.
The contract of Jiufu Loan will include various service fees such as protection plan transfer, post-loan credit management fee, account management fee, consulting service fee, matchmaking service fee, credit risk assessment fee, arbitration docking technical service fee, etc., which add up to 47,000, and the loan principal is only 29,000.
It is best to consult the bank for loans.
From a practical point of view, the basic conditions for loans are:
First, Chinese mainland residents, under the age of 60;
Second, it has a stable address and work or business premises;
Third, there is a stable source of income;
Fourth, there is no bad credit record, and loans cannot be used for stock trading and gambling;
Fifth, have full capacity for civil conduct.
The process of handling loans:
1. The borrower shall submit the loan application materials to:
2. Preliminary examination of the application materials submitted by the borrower;
3, through the preliminary examination and credit investigation, in line with the loan approval conditions;
4. If it is approved, notify the borrower to go through relevant procedures such as signing, lending, mortgage or pledge; If it fails to pass the examination and approval, it shall explain to the borrower;
5. After the loan contract comes into effect, the loan will be issued.