It is inevitable for parents to strive to provide their children with a better material life and cultivate a higher pattern for their children. However, in addition, in the love of parents, it is necessary to add a very important content-the financial quotient training of children.
Most parents born after 1970s and 1980s, with the rapid economic development in China, have gradually lived a richer life than before. This makes them more familiar with the rarity and preciousness of wealth accumulation. But also, many people still live in the moonlight, because they don't have a good sense of investment, and they are short of money at the end of each month.
For the future, on the one hand, parents can give their children a good living environment through their own efforts, on the other hand, they can take themselves as a mirror, instill a correct view of money in their children from an early age, and carry out systematic financial education, so that children can avoid our experiences in the process of investing and managing money, so as to achieve "not losing at the starting line" on another track.
Our parents' generation has experienced changes in a special era, and most of the views instilled in us since childhood are: children can't touch money, and children should stay away from money. Most of our pocket money and lucky money are kept by our parents, which makes us have no chance to try to do things related to money since childhood. Therefore, when I entered the society as an adult, I found that I lacked financial knowledge and wealth investment consciousness, and I needed to study the course of "Financial Business Education" again. These views must be revised in the next generation, and children should not be allowed to repeat our mistakes.
0 1
Establish a correct view of money for children
Memories of children's first memories are very important. Adults should tell them what money is and how to use it. But at the same time, we should consciously cultivate children's correct view of money and tell them that there are things in this world that money can't buy, such as unconditional love of parents and friendship between small partners.
02
Teach children to keep accounts.
When the children are older, you can give them an appropriate amount of pocket money to give them the opportunity to use money from an early age. In this process, by communicating with him how much money is spent, let the children consciously cultivate good habits of bookkeeping. You know, children often don't have enough control, and it's easy to spend their pocket money quickly after they start to get it. At this time, parents should not blindly criticize him, but patiently guide him to realize where his money is spent and how important it is to spend it in a planned way.
03
Teach children to save.
After children have developed good bookkeeping habits, it is time for them to understand the importance of planning money. When children are young, saving is the simplest way to invest. By accumulating money, they realized the importance of using Qian Shengqian and bartering.
At this time, you might as well buy a beautiful piggy bank for your child and ask him to fill it up, so it is possible to buy a game machine and an electric toy. By connecting the piggy bank with the dream, let the children increase the initiative of saving.
04
Read an introductory book on financial management with your child.
We can read fairy tales and picture books with our children when they are young. When children grow up and enter adolescence, we can consciously recommend some introductory books on wealth and investment. For example, books such as Qian Qian the Puppy and Rich Dad recommended by Tong Jun can not only benefit us a lot, but also help our children's future.
To some extent, it is equally important to cultivate children's financial quotient education and IQ education. Parents help their children to cultivate good living and study habits and give them basic production skills through the correct guidance of values and right and wrong, which is as important as giving their children unconditional love.