1. Questioning the qualification of purchase restriction
The purchaser shall truthfully fill in the declaration form of himself and his family members. According to the relevant regulations of Harbin, the staff will check whether the purchaser has the qualification to purchase a house. Property buyers who own two or more houses, local residents with household registration, more than one set of foreign residents or residents who have not paid social security locally are not qualified to buy houses.
2. Deal acceptance
The buyer and the seller apply for name change (transfer registration) of house property right transaction, and provide house ownership certificate, identity certificate, household registration book (original and photocopy) and sales contract. Fill in the application for registration of house ownership. The staff issues an acceptance form. Specify the time for on-site investigation and license collection.
3. First instance transaction
The staff of local real estate exchanges will conduct on-site inspections and inquiries on houses according to the time specified in the documents. Initially judge whether the real estate file is consistent with the current information.
4. Review and approve the maintenance certificate
After the preliminary examination is passed, all documents shall be declared and reviewed according to the approval documents stipulated by the trading department. After the approval of the relevant departments, register and make a new real estate license.
Pay taxes and fees
The composition of taxes and fees is complicated. For example, if an individual buys an ordinary house with a building area of less than 90 square meters, the tax rate of 1% applies to the house belonging to the only family, and the tax rate of 3% applies to the house not belonging to the only family. For the seller, if he holds the only house for more than 5 years, he shall be exempted from personal income tax; Personal income tax 1% shall be levied on non-family only housing for less than 5 years or more.
6. Get a new title certificate
The buyer shall pay the fee at the window with the tax receipt issued by the tax, and charge a handling fee per square meter of 6 yuan of the construction area (the buyer and the seller collect 3 yuan respectively) and a registration fee of 80 yuan. The buyer applies for a new real estate license at the issuing window with the Notice of Obtaining Real Estate License.
7. Make payment to complete the transaction
Wait until you buy a house and get the property certificate of the house, and then pay the house price clearly. Then, according to the agreement between the buyer and the seller, after paying all the expenses, the buyer and the seller completed the sales contract for second-hand houses.
I believe you have a preliminary understanding of the process of selling second-hand houses in Harbin. In fact, the procedures in the process of selling second-hand houses are very troublesome, so it is necessary to understand clearly when you plan to buy second-hand houses, so as to protect your personal rights and interests.