First, online inquiry:
1. Open the browser and search the official website website of the medical insurance card handled by our city;
2. Enter directly after finding it, and then find the information query module and click Enter;
3. Then click on the personal medical insurance query to start the query;
4. Then enter your ID number or medical insurance card number and password at the inquiry entrance for inquiry.
2. Inquiry of social security center: With my ID card or social security card number, you can directly go to the medical insurance department of the municipal medical insurance affairs management center for inquiry. What are the advantages of medical insurance? Because the social basic medical insurance is a kind of insurance with social welfare nature managed by the state, it has unparalleled advantages, including:
1, the insurance conditions are very simple, regardless of age. Whether you can insure depends more on whether the insured meets the requirements of the policy. For example, employees of enterprises and institutions generally participate in medical insurance for urban employees, and individual industrial and commercial households and freelancers can also participate in insurance according to their own conditions; Even children and the elderly who have reached the legal retirement age can generally participate in urban residents' medical insurance (the latter can't generally insure related commercial insurance, but they also need to pay higher premiums).
2. The premium is relatively low. Compared with commercial medical insurance, the premium of social medical insurance is very cheap. Medical insurance for urban workers is paid by units and individuals according to the proportion of wages, and the premiums paid by individuals (generally 2% of the wages of insured workers) are directly included in the personal medical insurance card, which can be used to see outpatient clinics and pharmacies. In fact, it is equivalent to not paying. The premium paid by the unit goes into the medical insurance co-ordination account, and it is the 10 million unit payment in Qian Qian that becomes the source of the medical insurance reimbursement fund. For urban residents' medical insurance and the new rural cooperative medical system, the average individual payment ranges from tens to 100, and part of the state subsidy is used as the source of medical insurance funds.
3. Don't look at the medical history before insurance, even if you have a serious illness or chronic disease, you can take insurance. As social welfare insurance, this is very important, especially for patients with chronic diseases who are seriously ill or need long-term treatment. Let them participate in social medical insurance, which can reduce a considerable part of the burden of medical expenses. How to calculate the medical insurance reimbursement? I believe everyone is very concerned. When we are sick, how much protection can the medical insurance we usually pay every month give us? Here we need to understand several important concepts in social medical insurance: deductible line and capping line, below deductible line and above capping line, social medical insurance will not be reimbursed. For the self-funded and self-funded parts, our country divides the medical drug list into three categories: A, B and C. Category A is uniformly formulated by the state and can be reimbursed100%; Class B is formulated by the state, but local governments can make appropriate adjustments according to the local economic level and medical needs. Class b can be reimbursed according to a certain proportion, and the rest can be paid by itself. Class C shall be borne by the individual at his own expense and shall not be reimbursed. The reimbursable part, after deducting the above two points, can be reimbursed by social medical insurance.