Step 1: Understand the trend of housing prices in Xigu District.
Before buying a second-hand house, it is very important to know the local housing price trend. You can learn relevant information through Lanzhou Real Estate Information Network and Lanzhou Real Estate Agency Association.
In recent years, with the acceleration of urbanization in Xigu District, house prices are also increasing year by year. However, compared with the housing prices in other cities, the housing prices in Xigu District are relatively stable and cost-effective.
Step 2: Choose the room type and apartment type that suits you.
When choosing a second-hand house, the room type and apartment type are also very important factors. According to your actual needs and budget, choose the room type and apartment type that suits you.
There are many kinds of second-hand houses in Xigu District, including apartments, villas, shops and office buildings. Different room types and apartment types have different advantages and disadvantages, which can be selected according to their own needs and budgets.
Step 3: Choose a reliable intermediary company.
In the process of buying second-hand houses, it is very important to choose a reliable intermediary company. A good intermediary company can provide you with all-round services, including housing information inquiry, housing evaluation, transaction agreement signing, loan processing and so on.
When choosing an intermediary company, it can be screened through the network, friend introduction and other channels. At the same time, you can also know the service quality and reputation of the intermediary company through consultation and telephone.
Step 4: Evaluate the house and sign the transaction agreement.
After determining the second-hand house you like, you need to evaluate the house and sign a transaction agreement. Housing evaluation is to determine the real value of the house and avoid being bought at a high price; The transaction agreement is signed to protect the rights and interests of both parties.
We need to pay attention to the following points when conducting housing evaluation and signing a transaction agreement:
Choose professional appraisal companies and law firms.
Read the transaction agreement carefully to ensure that the terms are clear and definite.
Confirm whether the relevant procedures such as property right certificate, land certificate and house certificate are complete.
Step 5: Go through the loan and transfer procedures.
If you need a loan to buy a house, you can choose to apply for a loan from a bank or other financial institution. When handling a loan, you need to provide relevant information and proof, such as ID card, income certificate, housing evaluation report, etc.
The transfer procedure is the last and most important step in buying a house. When transferring, it is necessary to confirm whether the procedures such as property right certificate, land certificate and house certificate are complete and whether the ownership of the house is true and effective. After the transfer formalities are completed, you can officially become the owner of this house.