Changsha Rural Commercial Bank Co., Ltd. (hereinafter referred to as "Changsha Rural Commercial Bank") is a financial institution established by the merger of Hunan Wangcheng Rural Commercial Bank, Changsha Yuhua Rural Cooperative Bank, Changsha Tianxin Rural Cooperative Bank, Changsha Furong Rural Cooperative Bank and Changsha Kaifu Rural Cooperative Bank (hereinafter referred to as "five banks") with the approval of China Banking Regulatory Commission. It is the only joint-stock commercial bank in Hunan Province.