Official website of Credit Information Center of China People's Bank.
The Credit Information Center of China People's Bank is a public institution directly under the People's Bank of China. Its main task is to be responsible for the construction, operation and management of the enterprise and individual credit information system (also known as the enterprise and individual credit information basic database) according to the national laws and regulations and the rules of the People's Bank of China.
Extended data:
Credit report is divided into personal credit report and enterprise credit report, which is a record of personal credit information released by the Credit Information Center of China People's Bank, and is used to query the social credit of individuals or enterprises.
Personal credit report is the most basic product provided by personal credit information system, which records the historical information of credit transactions between customers and banks. As long as the customer has handled credit business such as credit card, loan and loan guarantee for others in the bank, the basic information and account information registered in the bank will enter the personal credit information system through the data submitted by the commercial bank, thus forming the customer's credit report.
The information in the personal credit report mainly includes six aspects: the verification results of the identity information of the Ministry of Public Security, personal basic information, bank credit transaction information, non-bank credit information, my statement and objection labeling, and historical information inquiry.
Credit reports are divided into three categories, namely personal basic information, credit transaction information and other information.
People's Bank Credit Information Center official website Entrance:/
Official website entrance of People's Bank Credit Information Center:
On September 5th, the Credit Information Center held a post-doctoral recruitment interview and 20 17 post-doctoral exit defense meeting. This review was presided over by Director Luo of Credit Information Center, and invited Director Wang Yu of China Financial Training Center, Deputy Director of Research Bureau of China People's Bank, and Deputy Directors Han, Han and Han of Credit Information Center to form an expert review group.
In the process of post-doctoral enrollment interview, the expert group adopts the structured interview form, mainly from the aspects of comprehensive analysis, oral expression, professional quality and scientific research ability, adaptability and teamwork, motivation matching, manners and interpersonal communication. After strict evaluation by the expert group, considering the interview results, professional background, work experience and talent demand of the credit center, the list of candidates to be admitted to the credit center of the postdoctoral research center was determined.
In the postdoctoral defense session, three postdoctoral fellows, Lu Yajun, Wang Jing and Zhao Hao, successively reported the research results during their stay. Their outbound reports closely focus on the work of the Credit Information Center, respectively, in-depth research on the screening and prediction of credit risk factors of listed enterprises in China, the early warning research of credit market risks, and the inspection and improvement of the internal (enterprise) rating quality of China's central bank, and put forward some operational research conclusions. After review, the expert group considered that the three postdoctoral fellows have solid theoretical foundation, the topics selected have strong practical significance, the research results are innovative and forward-looking, and they have good reference and application value for the work of the credit information center, and unanimously agreed that they will leave the station on schedule. On behalf of the expert group, Director Luo congratulated the three postdoctoral fellows.
The successful convening of this review meeting fully reflects that the Credit Information Center attaches great importance to high-level talents. Since its establishment, the Credit Information Center of Post-doctoral Research Center has recruited post-doctoral students for nine consecutive years, absorbed and introduced more than 20 outstanding research talents urgently needed for the development of credit information, and achieved fruitful research results. The Credit Information Center will continue to make full use of the platform advantages of the postdoctoral research center, introduce and cultivate high-end talents, enhance the research and innovation ability of the center, and provide important intellectual support for the development of the center.
Bank Credit Information Center landed in official website.
Login website: Credit Information Center of China People's Bank.
1. The Credit Information Center of the People's Bank of China is a public institution directly under the People's Bank of China. Its main task is to be responsible for the construction, operation and management of the enterprise and individual credit information system (also known as the enterprise and individual credit information basic database) according to the national laws and regulations and the rules of the People's Bank of China.
2. The Credit Information Center of the People's Bank of China is a public institution directly under the People's Bank of China. Its main responsibility is to be responsible for the construction, operation and management of the national unified enterprise and individual credit information basic database and movable property financing registration system according to the national laws and regulations and the rules of the People's Bank of China; Responsible for organizing and promoting the construction of a unified credit information platform for the financial industry.
3. The Credit Information Center of the People's Bank of China is guided by the Credit Information Administration. 1997 The People's Bank of China initiated the construction of a bank credit registration consulting system. In February 2004, the People's Bank of China started the construction of personal credit information system, and set up a bank credit information service center in April of the same year. On June 5438+ 10, 2006, the national centralized and unified personal credit information basic database was built and officially put into operation. At the end of July of the same year, the bank credit registration consulting system was upgraded to a centralized and unified enterprise credit information basic database in China.
4. During this period, the enterprise and individual credit information system has been managed as a financial information project of the People's Bank of China, and co-located with the Credit Information Administration of the People's Bank of China. In June 2006, with the approval of the Central Organizing Committee, the Credit Information Center of the People's Bank of China was officially registered as a social organization legal person, and its registered place was Pudong New Area. On April 7th, 2007, the Party Committee of China People's Bank decided to separate the Credit Information Center from the Credit Information Administration. In the same year, authorized by the Property Law of People's Republic of China (PRC), the People's Bank of China made it clear that the Credit Information Center of the People's Bank of China was the registration authority of accounts receivable pledge, and the accounts receivable pledge registration system was put into operation on June 8,/kloc-0.
5. On May 9, 2008, the Credit Information Center of the People's Bank of China held an unveiling ceremony in Shanghai, and began to work in Beijing and Shanghai. On July 20, 2009, the financial lease registration system was officially put into operation. 20 10 On February 22nd, the Party Committee of the People's Bank of China announced the establishment of the Party Committee of the Credit Information Center and appointed Comrade Wang Xiaoming as the Party Secretary of the Credit Information Center. 20 10 On June 26th, the credit information system of enterprises and individuals was successfully switched to Shanghai and officially provided services to the outside world.
1. Personal credit information system, also known as consumer credit information system, mainly provides personal credit analysis products for consumer credit institutions. With the improvement of customers' requirements, the data of personal credit information system is no longer limited to the traditional operation fields such as credit records, and attention is gradually turned to the business field of providing comprehensive social data services.
2. Personal credit information system contains extensive and accurate consumer information, which can solve the restriction of insufficient customer information on enterprise marketing and help enterprises reach their target customers in the most effective and economical way, so it has extremely high market value. The application of personal credit information system has also been extended to direct sales and retail fields. In the United States, one-third of the profits of personal credit reporting agencies come from direct sales or database marketing, and personal credit reporting systems have been widely used in the marketing activities of enterprises.
China People's Bank Credit Information Center official website Inquiry
1. Go to official website, People's Bank of China, and click "Internet Personal Credit Information Service Platform".
2. Enter a new page and click "Start Now".
3. Log in to your account.
4. After logging in, select the "Information Service" option, and then click "Get Credit Information".
5. Enter the pre-applied identity verification code, and then click "Submit".
6. Submit the credit information inquiry request successfully, and a new page will pop up, where you can see personal credit information.
There are three main ways to query personal bank credit records.
1. Log in to China Bank Credit Information Center official website for enquiry. Whether it's a credit card of ICBC, China Merchants Bank or China Construction Bank, if you want to inquire about personal credit records, you need to log in to the Credit Information Center of China People's Bank, search in the Credit Information Center of Baidu and China People's Bank, click to enter official website, log in to the Internet personal information service platform on the main page, then register, and follow the prompts to inquire about personal credit information records step by step.
2. Log in to the official account of WeChat of Credit Information Center of China People's Bank for inquiry. This is also a query method that many consumers like to use at present, and the speed is very fast. Just log in to the official WeChat account-Credit Information Center of China People's Bank on your mobile phone, fill in the relevant materials, and complete the verification after registration. After logging into the official account of China People's Credit Information Center's mobile phone WeChat, you can query personal credit information records.
3. Manual inquiry.
You can go to the nearby Credit Information Center of the People's Bank of China with your valid ID card, or directly ask the counter staff for help or inquire through the credit information self-service machine.
The Credit Information Center of China People's Bank is a public institution directly under the People's Bank of China. Its main task is to be responsible for the construction, operation and management of the enterprise and individual credit information system (also known as the enterprise and individual credit information basic database) according to the national laws and regulations and the rules of the People's Bank of China.