What about insurance surrender? This article has a detailed explanation:
How to refund the "insurance surrender", how much can be refunded, and how to reduce the surrender loss?
Taikang Life Insurance's enjoyment of life (dividend-sharing type) guarantee content is as follows, let's take a look:
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The most important thing to buy annuity insurance is to look at the income. Before you insure, you might as well look at its income:
Taikangxin enjoys high income in life? I advise you not to be naive!
Taikang Life Insurance's Happy Life (dividend-sharing type) is insured at the age of 0-59, with a guarantee period of 99 years, covering various payment periods such as wholesale payment /3/5/ 10/ 15/20 years, and the insurance amount will increase. After reaching the age of 60, it will increase by 5% year by year from the first corresponding day (including that day) when the contract year comes into effect.
At the same time, Taikang Life Insurance's new life (dividend-sharing) protection is very rich, covering survival insurance, pension insurance, birthday insurance, long-term life insurance, death insurance and other protection.
Taikang Life's new life (dividend type) also covers the rights and interests with reduced insurance coverage. If the insured does not have an insurance accident, he can apply for a reduction of insurance coverage after the hesitation period, and obtain some cash value by reducing the basic insurance coverage to meet the capital demand.
I have to say that the protection of Taikang Life's new life (dividend-sharing) is still relatively flexible!
However, the guarantee period of Taikang Life Insurance's enjoyment of life (dividend type) is 99 years, and there are still some products on the market that can be guaranteed for life. For example, Guangming Huixuan pension annuity is such a product, which is very friendly to long-lived people and has ideal income. Interested friends may wish to compare and see:
Is the income of Guangming Huixuan pension annuity high? The answer is in the text. ...
The answer to this question is so much! I hope it helps!
Hope to adopt!
The same number on the whole network: Xueba said insurance, welcome to search.