1. Loan contract: If the loan contract is signed in the name of only one person before marriage, and it is not clearly stipulated whether it belongs to the same debt after marriage, then the loan usually belongs to the personal debt of the signatory before marriage, and the other party will not bear the responsibility after marriage.
2. Marriage system: According to the legal provisions of different marriage systems, property relations may change after marriage is established. In some countries or regions, the loan after marriage may be regarded as the same debt, and both husband and wife need to bear the repayment responsibility. In other places, pre-marital debt does not necessarily default to the same debt of husband and wife.
3. Marriage agreement: If the husband and wife signed a prenuptial agreement or a postnuptial agreement before the marriage was established, clearly stipulating the ownership and responsibility of the loan after marriage, then the loan belongs to the party specified in the agreement or the same debt, and shall be executed according to the agreement.
In short, whether the pre-marital loan belongs to the same debt needs to be determined according to the legal provisions of the country or region where it is located and the provisions of the pre-marital loan contract and marriage agreement. It is suggested that both husband and wife fully understand the relevant laws and contract details of pre-marital and post-marital loans to avoid any disputes. If in doubt, it is recommended to consult a professional legal adviser or lawyer for accurate legal advice.
If you are not clear about your online loan application, it is recommended to get the big data report of Xiaoqi credit check first. After checking your detailed loan records and confirming that the loan amount is correct, pay off all the arrears first, and then contact the customer service of the corresponding platform for processing. Through these steps, you can better manage your loan record.