Be wary of new online loan fraud for young people. What kind of fraud is it?

Online lending is sometimes like a seemingly life-saving bomb. People with tight economy will find ways to tide over the difficulties temporarily through online loans, but many illegal online loans make their tight economic situation worse. Moreover, there are many vain and extravagant people who like to borrow money through online loans to meet their consumption needs. This kind of people are more likely to fall into the scam of online loans than the last kind. In recent years, the state has cracked down on those illegal online loans with good results. However, a new type of online loan scam seems to be making a comeback, which has caused many people to suffer. So what are these new scams mainly like? How can we prevent falling into these online loan scams? According to my personal observation, there are mainly the following types of new online loan scams. 1. Brush a single scam. In this scam, the liar will first claim that he can't apply for online loans, and he should use other people's information to apply for online loans. If the application is passed, he will lend the money and promise the other party that he will repay it as scheduled. In addition, he will give a hard fee to those who help apply for loans. Many people believe that the other party will repay the loan as scheduled, and they can make a small sum without losing money. However, swindlers disappear directly after lending, and they have to pay back the principal plus interest. 2. Use fake websites and fake apps to pretend to be regular online lending platforms for fraud. Now when we browse some apps, it is easy to see some online loan advertisements, and most of these advertisements belong to? Phishing website? The main purpose of these websites is to steal the identity information of applicants and use this information for fraud. 3. Wash the bad record scam. Credit records are records about their own credit that many people pay special attention to. Some people have breached the contract, so the records on the credit records are not very good. Liars use others' eagerness to eliminate bad records to cheat, claiming that they can eliminate records as long as they pay. These are all scams. Sometimes we think we have taken advantage of it, but we don't expect to be a big loser in the end. Therefore, the best and safest way is to stay away from online loans and spend within your own ability.