Jingdong Finance is only an information display platform, and Rong Fan structured deposit products belong to direct selling products of banks and are directly provided by Chouzhou Bank. Structured deposit products in Rong Fan belong to bank deposits and must be guaranteed.
What is the income of structured deposits in Rong Fan?
There are two types of structured deposits in Rong Fan, both of which have an initial investment of 1 1,000 yuan and a maturity of 92 days. Refer to the annualized rate of return of 5.05%, and guarantee the annualized rate of return of 2.25% from August 2. For structured deposit products with a maturity of 182 days, the reference annualized rate of return is 5.26%, and the guaranteed annualized rate of return from August 1 day is 2.25%.
Rong Fan's structured deposit products are all linked to the Shanghai gold price. Shanghai investors can get the highest reference annualized rate of return if they are in the range of RMB 100 per gram to 600 yuan in the early morning of the maturity date, otherwise, the annualized rate of return is guaranteed. In recent three years, Shanghai's recent fluctuation range is 254 yuan -295 yuan per gram.
Can structured deposits in Rong Fan be cancelled?
Rong Fan structured deposit products are not allowed to withdraw during the collection period or before the expiration.