Xinghe Huipin is a new comprehensive e-commerce platform under Hangzhou Xinghe Huipin E-commerce Co., Ltd. Some netizens questioned its advance payment model, thinking that it is similar to a capital plate, that is, investors advance funds first, and then get back the principal and profit after a certain period of time. The risk of this model is that if the funds of new investors are not enough to pay the principal and profits of old investors, then the fund disk will collapse.
However, some information shows that Xinghe Huipin has received strong support from the Hangzhou municipal government, and the Hangzhou municipal government has injected 65.438+0.2 billion yuan into it, which may increase the stability and reliability of its prepayment model. Generally speaking, the reliability of the advance payment of Xinghe Huipin is controversial, and investors should fully understand and evaluate the risks before investing.