What kind of insurance is Sunshine Life?

Sunshine life insurance is a kind of critical illness insurance. After the implementation of the new regulations on serious illness, many insurance companies have introduced many new products. Of course, Sunshine Life launched a new product and launched the A model of Sunshine Life caring for customers.

So, is it worthwhile to start with the value of taking care of disease A? After reading its guarantee content, you will know:

Although "take care of your customers" A's guarantee is simple, it actually hides many shortcomings, and it is you who suffer:

1. Take care of your illness. The protection of paragraph a is not comprehensive.

Covering serious illness, moderate illness and mild illness has become a necessary guarantee for an excellent serious illness insurance, but type A insurance only provides protection for serious illness and mild illness. Some friends may not be clear about the protective effect of traditional Chinese medicine, but they don't have to.

In fact, Chinese medicine is a disease between mild and severe, and the probability of claims has increased, so this guarantee is necessary.

Take care of your illness. Paragraph a only provides death protection.

Take care of your illness. Paragraph A only provides death protection, not total disability protection. In fact, total disability faces many problems, which is a protracted war. The long-term treatment costs, nutrition costs, nursing costs and other large expenditures are generally unbearable for ordinary families.

Therefore, total disability protection is essential, and the protection content of item A is really incomplete and not excellent enough. ......

3. Take care of the passengers. A has a long waiting period.

The shorter the waiting time, the faster the guarantee. The waiting period for critical illness insurance is 90 days, but the waiting period for taking care of passengers is longer, which is twice as long as the excellent one.

However, insurance companies should also consider their own interests, and the waiting period is set to 180 days for fear that someone will cheat insurance. As a consumer, this behavior is understandable.

After reading the above analysis, do you have a good idea about this product? It's really not that bad. For more information, you can click on this article: "Is it worth buying sunshine Ke Rong to take care of diseases? A text tells you the answer. "

If you are a friend who wants to buy this product, you may wish to look at the products of other companies before considering it. If you can't buy it, here is a specific comparison table: "National Epidemic 136 Critical Illness Insurance Comparison Table"

However, there are many critical illness insurance products on the market, and there are many excellent products. If you are not satisfied with Type A products, you may wish to have a look at the products here. There is always one for you: "The new definition of critical illness insurance pk, the most worth buying is actually these ten models! 》

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