20 17 study group for preparing for the postgraduate entrance examination: 158299658
The first part of the students frequently asked questions
1. What materials do I need to prepare to go to the site for loan procedures?
When students apply for a loan for the first time, they should go to the site to handle the loan formalities with the borrower at the same time, and bring the original and photocopy of the student's and borrower's ID cards, the original and photocopy of the admission notice (for freshmen only), the original and photocopy of the student's ID card (for students only), the original of the student's and borrower's household registration book, and the original application form (filled in and exported online, signed by the student).
When renewing the loan, the student or the borrower's * * * can go through the loan formalities at the scene, and bring the original ID card of the agent and the original application form (filled in online, exported and signed by the student).
2. How to enter the student online service system? What should I do if I am prompted that "Certificate Error" cannot be opened?
Search Baidu for "China Development Bank Student Loan Information Network" or directly enter the website to enter the student loan information network, and then click "Student Online Service System (Student Source)" or "Student Online Service System (University)" on the left side of the page to enter the corresponding student online service system.
When the webpage prompts "There is something wrong with the security certificate of this website" or "There is something wrong with the certificate", select "Continue to browse this website (not recommended)" to open the student online service system normally, without affecting the normal use.
3. What should I do if I forget the login password of the student online service system?
If you forget your login password, you can reset it yourself in the system. Operation method: Click the "Forgot Password" button on the login homepage, and select the password reset method (1. Answer system question 2. Fill in the password question and answer), and then fill in the ID number, * * with the borrower's name, QQ number reserved by the system (method 1), or ID number, password question and password answer (according to the system prompt).
If the password cannot be reset by the above methods, you can call the call center of CDB Student Loan 95593 or contact the teacher of the county assistance center to reset the password.
4. How to correct the wrong choice of the county financial aid center when filling in personal information and application information online?
When choosing the wrong county financial aid center, you should contact the wrong county financial aid center and ask the teacher to delete the basic information of the students in the student loan system by using the function of "Customer Management mdash Student Management mdash Online Registration Student Password Reset or Delete", and then the students can re-register online and apply for loans.
5. How to fill in the contact person when applying for a loan?
Fill in anyone except the borrower, which can be relatives, classmates, neighbors and friends. The contact person is only used as a supplementary contact channel and does not bear any legal responsibilities such as repayment of loans.
6. How to determine the loan amount?
In principle, student-origin student loans are only used for tuition and accommodation fees, and the amount of undergraduate loans does not exceed 8,000 yuan/academic year, and the amount of graduate loans does not exceed 12000 yuan/academic year. For freshmen, the loan amount can be determined according to the charging standard attached to the admission notice. If the charging standard is not attached, you can contact the university or county funding center to verify that the loan amount should be determined according to the tuition and accommodation fees charged by the school.
7. I graduated this year and was admitted to graduate school. How can I continue to apply for a loan?
Fresh graduates should bring the original ID card, the original and a copy of the admission notice to the county financial aid center for the change of student status information. Only after the information in the system is updated can they submit the loan application online. In addition, graduate students can also bring the relevant materials of the loan renewal application and the original and photocopy of the admission notice to the county financial aid center, and go through the loan application procedures directly after changing the school information.
8. When will the loan be issued? How to know the progress of loan acceptance?
CDB's student loans are generally issued in the middle of June every year at 5438+065438+ 10. After the loan is issued, Alipay will send a notification message to the mobile phone number reserved by the borrower in the system. Borrowing students can also log on to the student online service system and check the repayment status in the "loan application" function.
9. What is Alipay? What operations need to be completed before the loan is issued?
Alipay is the largest third-party payment platform in China, which mainly provides services such as electronic payment, online payment and mobile payment. All borrowing students (except a few areas) will get a special Alipay account when applying for CDB student loans, which will be used to issue and recover loans.
When the first-time loan student goes through the loan formalities on site, the student loan system will automatically generate an Alipay account, print the account name on the loan contract, and print the initial password (including login password and payment password) on the loan acceptance certificate. 1mdash2 After completing the loan procedures, students should log in to Alipay account with their account name and initial password, and change the login password and payment password to their own personalized passwords to ensure the security of the account. In addition, eligible students can complete the real-name authentication of the account according to the prompt of Alipay "Help Center" to facilitate the better use of the account in the future.
10. What is the password of Alipay account? What if I forget my password?
Alipay account has two passwords, namely login password and payment password. Borrowing students can find two initial passwords on the loan acceptance certificate or the homepage of the student online service system.
If you forget the Alipay password, you can use the password reset function of Alipay website to reset the password by uploading a scanned ID card, verifying your mobile phone number or verifying your email address. In addition, you can also call Alipay customer service hotline 95 188 to reset the password through manual service.
1 1. Where did the remaining money go after the loan was issued? How to use it?
If there is money left in the loan after paying tuition and accommodation fees, the remaining money will be deposited in the Alipay account of the special student for student loans. Borrowing students need to complete the real-name authentication of Alipay account first, and then transfer the money to their bank cards.
12. How to contact the county rescue center and CDB?
If you have any questions about student loans, you can call CDB Student Loan Call Center at 95593 for consultation. In addition, you can also visit the student loan information network of China Development Bank () and click "Contact information of branches and funding centers" on the left side of the page to inquire about the contact information of branches, provincial funding centers, county funding centers and universities of China Development Bank.
If you have questions about the postgraduate entrance examination, don't know how to summarize the contents of the postgraduate entrance examination website, and don't understand the local policy of postgraduate entrance examination registration, click on the bottom to consult official website and get the review materials for free:
How to apply for a college student loan?
If it is a national student loan, students who apply for loans can apply through online channels after receiving the admission notice, fill in the application information truly and completely, and upload relevant certification materials; Or after entering the school, apply to the university organizer of the school and provide relevant materials. For details, please consult 95566 manual or online customer service of Bank of China.
The above contents are for your reference. Please refer to the actual business regulations.
Contact information of national student loan, telephone number of student loan center
Students often encounter various problems when applying for student loans. Some people will say, if you have questions, ask Du Niang. However, many problems can't be solved by Du Niang. At this time, professionals are needed to answer. So, what is the contact information of the national student loan? What's the telephone number of the National Student Loan Center?
It is understood that the CDB loan website:, the login page has Alipay documentation and the user manual of the student user system. Students can download and use it.
The contact information of CDB student loan is:
1. Student-origin student loan system Tel: 0 10-88309834
2. Telephone number of students with college loans: 0 10-8830993 1.
3. Student Loan Call Center Tel: 95593
Working hours: Monday to Friday-9: 00 am-1:30 pm13: 30 pm-17: 30 pm.
You can call for advice if you have any questions about handling the national student loan.
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What is the telephone number for student loan consultation?
National Student Loan Call Center Tel: 95593; Customer service hotline of China Development Bank: 86- 10-68306688. As the loan for college students' origin is also handled by China Development Bank, applicants can call the bank's customer service hotline 0 10-68306688 for information about the loan and the materials and conditions required for the loan.
Student-origin student loans generally refer to national student loans, which are bank loans led by the government, subsidized by the government, jointly compensated by finance and universities, and jointly operated by banks, education administrative departments and universities to help poor students in colleges and universities.
Borrowing students do not need to apply for loan guarantee or mortgage, but they must promise to repay on time, repay in installments after graduation, and bear relevant legal responsibilities.
Loan form
There are four main forms of loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.
If the borrower fails to repay the loan according to the time limit and amount agreed in the repayment agreement signed with the handling bank, his breach of contract will be recorded in the credit information system of financial institutions (if it is overdue for three months in a row, it will be recorded in the bad record of the personal credit information system of the bank), and the mortgage will not be approved.
compensation policy
College graduates can enjoy tuition compensation and national student loan policy when they join the army. The amount of compensation for tuition fees or principal and interest of national student loans per academic year shall not exceed 6000 yuan; If the tuition fees actually paid by graduates or the principal and interest of national student loans are higher than 6000 yuan, compensation or compensation shall be made according to the amount of 6000 yuan per year; Less than 6000 yuan, in accordance with the principle of high tuition fees and national student loans, compensation or compensation.
The specific standards for tuition compensation and loan compensation during school before enlistment are the same as those for fresh graduates. At the same time, the state gives tuition subsidies to college students who apply for retirement and resumption of study. The maximum tuition fee is 6,000 yuan, and the annual tuition fee is 6,000 yuan, and the actual subsidy is less than 6,000 yuan.
Student loans shall be subject to the benchmark interest rate of the same grade in the same period announced by the People's Bank of China, and shall not rise. Students' interest during school is fully subsidized by the finance, and the interest after graduation is shared by the students and their parents (or other legal guardians). The interest actually repaid by students after graduation shall be implemented according to the interest rate of the same period of the year.
Official website's introduction to student loan consultation and national student loan ends here. Did you find the information you needed?