Extended data:
Shaanxi Rural Credit Cooperatives Association is the collective name of rural cooperative (commercial) financial institutions such as rural credit cooperatives, rural cooperative banks and rural commercial banks within the jurisdiction of Shaanxi Province.
From 2003 to now, it is the stage of deepening reform of Shaanxi Credit Cooperatives. In June 2003, the State Council issued a notice on deepening the pilot reform of rural credit cooperatives. As one of the first eight pilot provinces in China, Shaanxi Province started deepening reform at the end of 2003. In accordance with the spirit of deepening the pilot reform, the management right of rural credit cooperatives will be handed over to the provincial government. In August, 2004, Shaanxi Rural Credit Cooperatives Association was established by 107 county-level credit cooperatives in the province, and exercised the management functions of rural credit cooperatives in the province on behalf of Shaanxi provincial government. Since deepening the reform, the Provincial Association has led the rural cooperative (commercial) financial institutions in the province to take Scientific Outlook on Development as the leader, innovate and lay a solid foundation, be realistic and pragmatic, take standardization, quality and efficiency as the theme, constantly deepen the reform, change the operating mechanism, strengthen internal management, change the business growth mode, comprehensively standardize management, and strive to improve the quality of business development and operating efficiency. The business of rural credit cooperatives in the province has developed rapidly, the operating conditions have improved significantly, and the social image and social status have been greatly improved.
1. Institutional functions: Shaanxi Rural Credit Cooperative Association (hereinafter referred to as Shaanxi Credit Cooperatives) was established in1951121,and Shaanxi Credit Cooperatives is a local banking financial institution. Shaanxi Rural Credit Cooperative Association (SACC) is composed of rural cooperative (commercial) financial institutions in 107 counties (cities, districts) under the jurisdiction of Shaanxi Province, and exercises the functions of management, guidance, coordination and service for the rural cooperative (commercial) financial institutions in the whole province.
2. Business philosophy: conscientiously implement Scientific Outlook on Development, adhere to the purpose of serving agriculture, rural areas and farmers, give full play to the advantages of rural credit cooperatives in urban and rural areas, guide county (city) associations to increase their support for agriculture, fully implement micro-credit loans and secured loans for farmers, and provide positive credit support for farmers to get rich, adjust agricultural industrial structure and rural modernization; By promoting all eligible county (city) cooperatives to increase capital and shares, we will further build the investment subject of rural credit cooperatives and implement risk responsibility; By promoting the operation mode of corporate governance structure, the ability of self-restraint and sustainable development has been improved.
3. Headquarters: There are Development Planning Committee, Audit Committee, Risk Management Committee, Nomination Committee and Remuneration Committee.
4. Functional departments: Office, Ministry of Personnel and Education, Development Planning Department, Business Management Department (Fund Adjustment Center), Finance and Accounting Department (Clearing Center), Science and Technology Department (Computing Center), Audit Department and Supervision and Security Department.