Suzhou Ping An Easy Loan is a new type of mortgage-free loan product launched by Ping An in China, and it is a credit guarantee insurance product for ordinary residents in Suzhou to carry out unsecured loan business. As long as it is approved, you can get a small loan (10,000-15,000) issued by the bank, without mortgage or guarantee, with simple procedures, flexible term and fast approval.
Suzhou Ping An Easy Loan Main Features:
Micro-loans are 65,438+0,000-65,438+0,500,000, with no mortgage and no guarantee, and the lending speed is fast, 65,438+0-5 working days (depending on the customer's information integrity and professional status). The loan term is divided into 12 and 24 installments (one installment per month).
Conditions for handling Suzhou Ping An Easy Loan: The following conditions are required for handling Suzhou Ping An Easy Loan:
(1) has China nationality (excluding Hong Kong, Macao and Taiwan residents);
(2) Age 2 1-55 years old;
(3) Working or living in Suzhou, having a stable occupation and unlimited household registration;
(4) Having worked in the current unit for 6 months and earning more than 2,000 yuan a month; Private owners need a one-year business license.
Loan application materials:
(1) Copy of ID card;
(2) Work certificate (official seal of the company or financial human resources income certificate issued by the unit);
(3) proof of income (print out your running account for the last three months from the bank-that is, the details of incoming and outgoing accounts);
(4) proof of address (rental contract, with residential water, electricity and electricity bills. If the owner provides a copy of the real estate license, the misappropriation amount is higher). By providing the above four basic materials, the customer can apply for a loan from the cooperative bank after China Ping An has passed the examination, and the customer does not need to provide other guarantees and collateral!
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Advantages of Ping An Easy Loan Microfinance Company:
1, the application threshold is low. Compared with picky banks, it is much more approachable. Some borrowers with low income or salary in the form of cash payment (which can provide self-help for 3-6 months) can apply for loans directly through small loan companies.
2. The lending speed is fast. The bank's audit process is strict and complicated, while the lending institution is the opposite, and its high efficiency undoubtedly improves the lending speed. So friends who are in urgent need of money can consider applying for loans from such institutions.
3. Lending information will not be included in the credit information system. Although the credit information system is becoming more and more mature, it still needs to be improved. The reason is that all credit transactions between borrowers and lending institutions other than banks will not be recorded in the credit information system, and naturally they will not be reflected in the credit information report. This means that the borrower's debt situation and overdue behavior not only enjoy full "privacy", but also help the borrower to borrow from other institutions again.