1. China Industrial and Commercial Bank (Peony Link Card E era) handles the card fee 5 yuan. Annual fee for the first year 10 yuan, at least deposited in 1 yuan, *** 16 yuan. (* There is a small account management fee, and the deposit is lower than that in 500 yuan).
2. China Agricultural Bank (Jinsui Baotong Card) will pay 5 yuan's card fee. The annual fee for the first year is 10 yuan, and at least 16 yuan is deposited in 0 yuan. (* There is a small account management fee, and the deposit is lower than that in 500 yuan).
3. China Bank (Great Wall Electronic Debit Card) has to pay the card fee of 5 yuan. Annual fee for the first year 10 yuan, at least deposited in 1 yuan, * * * 16 yuan.
4. China Construction Bank (Longka) will pay 5 yuan's card fee. The annual fee for the first year is 10 yuan, and at least 16 yuan is deposited in 0 yuan. (* There is a small account management fee, and the deposit is lower than that in 500 yuan).
5. Bank of Communications (Pacific Debit Card) pays 5 yuan by card. The annual fee for the first year is 10 yuan, and at least 16 yuan is deposited in 0 yuan. (* There is a small account management fee, and the deposit is lower than that in 500 yuan).
6. China Merchants Bank (all-in-one card) is free of charge, with no annual fee and no deposit required. (* Small account management fee, insufficient deposit 10000 yuan)
7. Huaxia Bank (Huaxia Debit Card) is free, with no annual fee and no deposit required.
8. Minsheng Bank (Minsheng Debit Card) is free, with no annual fee and no deposit required.
9. Shanghai Pudong Development Bank (Easy Financial Card Ordinary Card) is free of charge, free of annual fee and deposit. (* There is a small account management fee, and the deposit is insufficient 1000 yuan, but it can be exempted as long as the POS spends once).
10, Industrial Bank (natural life wealth management card) is free, free of annual fee, and no deposit is required to apply for the card.
1 1. China citic bank (wealth management treasure) handles the card free of charge, with no annual fee and minimum deposit 10 yuan.
12. Shenzhen Development Bank (Development Debit Card) handles the card free of charge, with no annual fee and no deposit. (* Small account management fee, insufficient deposit 1000 yuan)
13, Everbright Bank (Sunshine Debit Card) is free of charge, free of annual fee, and no deposit is required.
14. Guangdong Development Bank (Licaitong Card) charges 5 yuan for handling the card. There is no annual fee and no deposit for handling the card. (* There is a small account management fee, and the deposit is lower than that in 500 yuan).
15, Bank of Beijing (Jingka Debit Card). It is free to apply for a card, and there is no annual fee. At least deposit 10 yuan.
When a customer under the age of 16 applies for a debit card, the guardian shall go to the counter of the bank branch with the household registration book (if it is not on the same household registration book, relevant certificates shall be provided), and the person to be handled may not be present; Minors who have reached the age of 16 but under the age of 18, who have joined the work, can apply for debit cards at the bank counter by themselves with their work certificates and ID cards. If you don't take part in the work, you still need the assistance of your guardian, and the person being treated may not be present;
Managers who have reached the age of 18 can apply for debit cards directly at the counter of bank outlets or at the all-in-one card self-service card machine with their ID cards, and can collect them immediately. According to relevant regulations, debit cards handled by minors do not have online banking function and cannot be bound to mobile payment software.
Minors are not allowed to apply for credit cards. When applying for a credit card, you need to bring your valid certificate (ID card or a copy of ID card or a copy of household registration book), residence certificate, unit income certificate or personal assets certificate and other materials to the bank counter to go through the relevant formalities. You need to fill out an application form, in which the information requested is true.
After filling out the application form, you should go to the head office of the bank for the record. It will take about 20 working days to issue cards to customers after the head office of the bank examines the application materials. Credit cards are only applicable to customers aged 18 or above.
Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.
Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.
Precautions:
1. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks.
2. It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose the card number and password of your bank card at will.
3. When spending by credit card, don't let the bank card leave your sight, pay attention to the number of times the cashier swipes the card, and when you get the shopping list and the card, check whether the amount on the shopping list is correct and whether it is my card.
4. Open SMS service, keep abreast of account changes, and call the bank to report the loss once abnormal transactions are found.