1. It may be that the official of Ant Financial has temporarily closed the loan qualification for you, which is a normal adjustment. Lending treasure will comprehensively evaluate the user's usage and credit, and then choose whether to close the use of lending treasure.
2. If you don't have overdue loans, but you have bad records on other loan products on Alipay, it may also lead to the loan being blocked.
3. It may be that your loan function has been transferred to online business loan. You can open the last page of Alipay, and then click on the online merchant loan to see how much you can borrow; In addition, the amount of online merchant loans is generally higher than that of loans.
4. There are irregularities on Alipay, such as credit card points and cash withdrawal. , is detected by the system will be closed.
5. Often overdue, poor repayment, the system will think that your account is risky and will close the loan.
6. Change your personal information frequently.
1, overdue or even malicious overdue occurs. Overdue borrowing of flowers or other loans has a great influence on the continued use of borrowed flowers. After all, borrowing flowers is a credit product, and user credit is one of the most important evaluation dimensions.
2. When using Alipay, there was a violation. For example, someone illegally cashed in flowers. Even if the loan operation is normal, the flower garden is suspected of illegal cashing, which has a great impact on the loan flower garden.
3. Due to system reasons, Alipay or the borrowing bank will be maintained, upgraded and updated irregularly, resulting in the short-term closure of the borrowing bank. At this time, it is normal that we have no quota. We can wait and see if there are any places.
4, identity information reasons Some people's ID cards have expired, and they have not replaced their new ID cards in time, which may also affect the use of loans. I suggest you change your new ID card in time.
If you can't use the loan temporarily, you can also apply for a loan in micro-loan and money. Qianhua, formerly known as "Baidu Qianhua", is a credit brand of Du Xiaoman Finance (formerly Baidu Finance), and users can apply for Qianhua loan on Du Xiaoman Financial APP. In addition to individual consumers, small and micro business owners also need capital turnover, or they can apply for loans if they have money to spend.