Xiamen international bank-enjoy preferential tax loans.
product information
1. line: up to 2 million;
2. Interest rate: 5.5%- 15%, with daily interest;
3. Duration:12;
4. Repayment method: interest is repaid first, then principal is repaid, and credit is granted circularly;
5. Payment method: independent payment within 500,000 yuan, and entrusted payment above 500,000 yuan;
6. Product features:
① There is no need to open an account for Gong Hu;
② Customers with credit ratings of A and B can get a preferential interest rate of 5.5% with a minimum of 50,000 yuan and a maximum of 200,000 yuan, and the amount is 65,438+05% of the total amount;
3 online approval, with the loan, the fastest loan on the same day.
Application conditions
1. Age: 25-60 years old;
2. Borrower:
(1) An enterprise as a legal person with a shareholding ratio of not less than 20%;
(2) The legal person cannot be changed within the last six months;
(3) He has not been charged for nearly 36 months and is involved in a criminal case.
3. Personal credit requirements:
① Non-credit white households;
(2) In the past 24 months, the accumulated overdue period is no more than 6 times, the number of periods is no more than 2, and there is no current overdue period;
(3) There are no more than two external guarantees, and they cannot be bad or concerned guarantees;
④ The number of queries in the last 6 months shall not exceed 10, and the number of invalid queries shall not exceed 6;
⑤ Except for personal mortgage or pledge loans, there are currently no more than five financial institutions that issue outstanding loans.
4. Enterprise credit requirements:
(1) In the recent 24 months, the accumulated overdue period shall not exceed 3 times, and the number of periods shall not exceed 2;
(2) The accumulated external guarantee in the last two years shall not exceed 50% of the sales amount corresponding to the taxable amount.
5. Industry: mining, finance, real estate, two high and one surplus industries are not allowed.
Tax requirements
① The enterprise's tax credit rating is Grade A and Grade B;
(2) the annual tax payment is not less than 6.5438+0 million;
(3) The enterprise has paid taxes in full for two consecutive years.
Access area
Within Guangdong Province (except Shenzhen)
Application material
① Original second-generation ID card;
② Relevant business certificates;
③ Original business license;
(4) Property certificate or certification materials.
Application process
1. online APPlication: app login, information filling, electronic authorization;
2. Online pre-trial: online pre-trial, the result is second;
3. Collect information: submit application materials;
4. Online approval: online approval by banks;
5. Loan issuance: mobile phone withdrawal.