I asked the legal department to help me mediate, but everyone should pay attention. Because I really borrowed money from the Internet, I have no ability to pay it back, so my attitude is better. What many courts can do is to mediate. Because I have money online, and I have spent all this money, and I can't repay it in the end, so it will not be allowed by law. Just like when people borrow money from a bank, if the bank staff find it overdue, they will also sue the judge in court and stand on the bank's side. After all, they really borrowed money and failed to repay it on time.
Online lending is not reliable. Most online loans have higher interest rates than banks, and online loans are not particularly reliable. So many lawyers don't advise you to borrow money online. In fact, when you borrow money and can't repay it, you can call customer service. There are some formal online lending platforms that can repay in installments.
Consult with customer service. In short, you must pay back the money you borrowed, and don't take any chances. If the online lending platform sues the borrower to the court, it will be particularly ugly. So I suggest you think about whether you can repay the money before borrowing money.