1, with a legal and stable working and living certificate in Guiyang;
2. There is a record of continuous payment of housing provident fund in Guiyang, and it meets the requirements of local provident fund deposit;
3. The purchased property conforms to the local housing accumulation fund policy and the local purchase policy.
In Guiyang, the process of buying a house with the provident fund from other provinces is generally as follows:
1. Material preparation: First of all, you need to prepare relevant certificates and materials, including work and life certificate in Guiyang, personal ID card, provident fund account information, etc.
2. Payment of provident fund: If you have not paid the provident fund in the Guiyang housing provident fund account, you need to go through the deposit procedures first and pay the corresponding provident fund according to local regulations;
3. Qualification verification: while paying the provident fund, it is necessary to verify the qualifications and conditions of individuals buying houses in Guiyang with the local housing provident fund management department to confirm whether they meet the local policies and regulations;
4. Purchase application: After confirming compliance with local policies and regulations, you can submit a purchase application to the local housing provident fund management department to apply for the purchase of a property that meets the policy requirements;
5. Examination and approval: the local housing provident fund management department examines and approves the application for house purchase, and approves the application for house purchase if it meets the policy requirements;
6. Payment of provident fund loans: If you need a loan to buy a house, you can apply for a loan from the provident fund loan bank, and the loan bank will approve the loan from the local housing provident fund management department. After the approval, the bank will directly pay the loan to the account of the real estate seller;
7. Complete the house purchase: After the payment is completed, you can go through the relevant procedures, including transfer of ownership and payment of taxes and fees, and finally complete the purchase of the property.
To sum up, the specific process may be different due to different regions and policies. Therefore, before buying real estate, it is recommended to consult the local housing provident fund management department to understand the local policies and regulations, so as to better deal with related issues.
Legal basis:
"Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund" Article 1
In order to strengthen the management of housing provident fund, safeguard the legitimate rights and interests of housing provident fund owners, promote urban housing construction and improve the living standards of urban residents, these regulations are formulated.
second
These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC). The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.