Regarding the understanding of money, money is the sword of Damocles hanging over our heads. If used properly, it can help us solve most problems, but if we are obsessed with the role of money, we will fall into a quagmire. The following is the understanding of money.
Understanding of money 1 The concept of money is the fundamental view and attitude towards money, which is closely related to the outlook on life.
The concept of money belongs to the concept of material, as a manifestation of the material world; Money is the carrier of universal equivalents in human society. The concept of money can also be said to be an understanding of the material world by human society.
It is glorious for people to rely on their own labor to create wealth and obtain property and money, but it is shameful to get something for nothing through exploitation, plunder and fraud. Money plays an important role in promoting commodity exchange, but money is not everything. There are more important and precious things in the world than money.
Correct view of money:
There is a famous saying in La Traviata: "Money is a good servant and a bad master." Being the master of money or the slave of money embodies two different views on money.
The correct concept of money guides us to earn money through proper ways that conform to morality and law, and to use money in places that are beneficial to others in the country and society, and in places that are conducive to our all-round development and realization of the value of life. Establish a correct view of money, our soul will be purer, our morality will be nobler and our life will be more meaningful.
Of course, with money, you can have a lot of things, you can build a materially richer family, and you can live a more comfortable material life. However, as long as we have high-grade goods, our life will never be perfect, because besides material enjoyment, spiritual pleasure is also essential and even more important for a happy life.
Understanding of money 2 1, your view of money determines your lifestyle.
Money serves our own life. It is more important than money to settle down and find the lifestyle that suits you best. This is the best way for money to serve us.
You know, a poet may be poor, but he has a sensitivity that money can't buy. He is richer than any rich man. A musician may not be rich, but as far as his music is concerned, there is no wealth more than his music.
We need to face up to the attitude of money and find the lifestyle that suits us best. We can find our greatest meaning and value through our own lives, which is the key to controlling money.
We need to deeply understand that even if one day, when you have a lot of wealth, you don't need to be overly addicted to it. When you face other people's wealth, you won't let money become a source of self-pain.
Compared with the desire for money, what we need most is to find our own essence. Once you find the way that suits you best, all your greed and desire for money and power will vanish. That smell is incomparable to anything else. You found God in yourself. What else do you want?
2, treat money, the most taboo comparison psychology.
Many people may feel stressed just because individuals have made inappropriate social comparisons of money, which has brought them a lot of unnecessary pressure. Different time and social comparison will bring you many negative feelings.
There is a typical case in psychology. For example, you recently bought a villa in the city, and you feel very happy. In fact, this kind of happiness is not brought to you by the house, but more of a comparison psychology, because if everyone around you lived in public houses, you would have lived in villas. You will feel superior, of course you are happy.
But when people around you have lived in a better place, even if you live in a villa, you will not be very happy, and you will want to live in a better mansion. This is the psychology of comparison, which has always existed in the process of climbing mountains. Of course, to a large extent, this is a vanity mentality that everyone has, but everyone's performance is different.
If we can put the pursuit of money on personal experience and feelings of growth, we will not be too obsessed with money itself, but know how to look at our life from the outside.
The less you care about money, the richer you may be.
In ancient China, there was a proverb about money, such as "A gentleman loves money and takes it wisely." Wait a minute. Many people have no money because they care too much about money, but some people don't care too much about money and become rich. There are countless such examples, such as "Little Whirlwind, Chai Jin", which pays attention to loyalty in charity, and many Liangshan heroes help when they are framed and oppressed by court traitors. "Timely rain, Song Jiang." Only by being generous can we take the top spot in the later period of Liangshan.
Everything has its limits, and so does the individual's pursuit of money. Wealth should not be the ultimate goal of life. As the saying goes, wealth is scattered, and people are scattered. If a reasonable distribution of wealth can help more people benefit, it will be easier for money to concentrate on him.
What each of us also needs to understand is, don't let yourself pursue money too deliberately, keep letting nature take its course, do your own thing well and find your own way to happiness. Your wealth will come quietly.
The reason why we modern people are worse than when the economic conditions are poor is often because we don't know what the essence of money is. If we understand that money serves people, it is not that more money will lead to happiness or less pressure. Only in this way can you correctly treat the money differences between people and find your best way of happiness.
Understanding money is 3 1, and understanding money is actually understanding individual psychological characteristics.
In fact, knowing and understanding money has nothing to do with becoming rich or famous. When I really understand money, I discovered that it actually has a lot to do with psychology.
Trading in the stock market is based on viewpoint analysis, and people can buy and sell their financial assets in the stock market. If you don't understand psychology and your own psychological characteristics, you may become very bad in terms of money. For me, my psychological characteristics are the best when I strive for long-term goals and rely on my personal decision-making ability.
When I first stepped into the stock market, I soon realized that my psychological idea of hoping for short-term returns was completely driven by various incentives and novelty syndrome.
In short, based on personal psychological characteristics, we should find the most suitable strategy for ourselves by mastering our own psychological thoughts on money issues.
2. Donate money for charity and other public welfare undertakings.
If you don't spend money on public welfare and other undertakings, then money is worthless.
Warren E, Buffett, Bill Gates and other well-known rich people have donated most of their wealth to repay society and other causes.
They understand that leaving this wealth to their families is actually a burden.
So, consider donating money to help those in trouble who really need help. Things bought through money won't make you happy, but using them to help others can make you find important significance.
No one can escape the bad investment.
You are bound to make bad investment choices, which has nothing to do with personal IQ.
You may invest in a company (such as WeWork, a startup company that enjoys office space), and its performance may continue to decline, even facing a great survival crisis, or it may become worthless.
Without being favored by most people, they may choose to invest in some high-risk projects, thinking that they can find a "swift horse" and get high returns.
However, the investment philosophy of the early investment fund 500 Startups holds that investors can't always find a "swift horse".
Those enterprises that should be profitable are not, while those millennial entrepreneurs who are good at packaging education and have smoked marijuana can get millions of dollars in profits from their own entrepreneurial projects.
As far as investment is concerned, we are easily misled by various facts, which may have little to do with the return on investment.
You don't know anything. Therefore, your investment may also lead to bad results.
4. The media will also provide bad financial advice.
The media industry always gives readers messy financial advice.
In order to attract attention and catch up with traffic, they do not hesitate to create news events, but they do not really provide useful information for readers and increase their wealth.
You are the most important before you have money.
If you were an asshole before you got rich, you are likely to be an asshole after you get rich. Money will only make you more determined to be yourself.
If you don't want to donate 1 dollar when you have $50, you may still be reluctant to donate 1 dollar after your assets reach millions of dollars.
Therefore, get used to donating some wealth as soon as possible. Instill myself that I have money. I already have enough money.
6. Currency will also depreciate.
What you need to realize is that money is printed. Inflation may reduce your savings.
You can check the value of dollars in the past few decades, and the result may surprise you.
Investing your money in assets that can be preserved for a long time, such as gold, stocks or real estate, can protect your money from depreciation.
7. Others are greedy and afraid of you, and others are afraid of your greed.
This sentence is Buffett's golden sentence in investment.
Now almost everyone has a greedy desire, and we are at the end of a long bull market at this stage. But we should not be afraid of it, and we don't have to sell all our assets. You just need to understand that investment is actually cyclical.
If the price rises sharply, but it is actually not that valuable, then you should keep a little panic and adjust your investment strategy accordingly.
Specifically, if the market is skyrocketing, most of your assets should be cash or liquid assets, so as to ensure that these assets can be handled easily and conveniently.
If the market plummets more than 30% or even 40%, it may lead to extreme panic in the market. At this time, it is time for you to buy "discounted goods". These deals are worthwhile.
8. Money is best used.
When you have money, you actually have two choices: invest or save.
Investment means using money. Specifically, you can use your money in the following four ways:
Invest in yourself, let yourself gain new knowledge and skills, and help yourself get more money. Investing in the stock market. Invest in books related to finance, so that you can know more about money. Invest in society and spend some money on meaningful causes. 9. Money will make you swell.
Money will make you self-inflated, make you feel like an expert in investment, and you can make a lot of money by investing money in any field.
I had this idea when I was in my early twenties. Therefore, from my own experience and lessons, when you invest to make money, you must pay attention to your mentality.
Specifically, you can look at yourself through the following five questions:
Do you overestimate yourself? Do you ignore some people because you have money? Are you too confident? Do you have the habit of reasoning or teaching others? Will you use money to buy some material wealth that can prove that you are rich? When you have money, your ego will expand quietly. If you don't control it a little, it will only expand further and will only bring you harm.
The way you treat others is the way others treat you.
You should spend money with excellent people, instead of exploiting others with money, and end up alone.
10, money can also "disappear instantly"
Money is also a good teacher. When you really lose money or money, you may learn real experiences and lessons from it.
You may earn millions, but you can also lose money in various ways, and the speed may be faster than you think.
1 1, literary creation can also make money.
In my life, most people have told me that writing can't make money.
In 20 14, when I started blogging, almost everyone around me told me that everyone was blogging. How high can your click rate be? How much can the advertising revenue of your blog (the main source of income at that time) be? Maybe one day's income can't even afford a cup of coffee.
But I didn't take these words to heart at all. In the end, I earned 300,000 dollars through writing, and proved those people's wrong ideas with facts.
Through my own personal experience, I am not telling you how to find "business opportunities". What I want to express is that as long as you put your heart into literary creation and persist for a long time (at least five years is recommended), your efforts will definitely be rewarded.
As for making money online or offline, I don't think it matters. Nothing lasts forever. As far as online is concerned, if you insist on exporting for a long time, the opportunity to make money will definitely come to you. So literary creation can also make money.
12, you can make money by sleeping.
Sounds like a dream, right? But this is not the case.
Build different systems, and you can make money by sleeping.
Entrepreneurial projects are systems; Blog is a system; Social media channels such as LinkedIn are systems, and investing in the stock market is also a system. These systems can bring you income and will automatically bring you money wealth.
Money is never enough.
One of the biggest lies in the world is that you will have enough money one day. But in fact this is impossible.
No matter how much money you have, it may not be enough unless you think you have enough money. When you feel that you have enough money, your inner desire for more money will disappear, and the idea of working endlessly for money will disappear.
Money is just a manifestation of value. When you look at yourself carefully, you will find that you have different views on money.