Do I have to pay the full amount to buy a house in Chongqing now?

At present, the policy of buying a house in Chongqing is "loan restriction", not "purchase restriction" or "loan restriction": three people from other places must pay the full amount to buy a house in Chongqing; The minimum payment for the first suite and the second suite is 30% and 40% respectively. If the family already has two sets of mortgages, they must buy the house in full again;

From the analysis of the market situation, due to the current hot market in Chongqing, the vast majority of properties are sold out immediately after opening. In this market situation, developers are also on the rise. In order to achieve the purpose of fast payment, it is also a threshold to improve response. Generally speaking, full payment is preferred.

All the above are residential loans for Chongqing. There is also a commercial format in commercial housing, such as office buildings, shops and apartments. Generally speaking, the minimum down payment is 50%. However, because the residential market is too hot, the commercial housing market has also become extremely hot, and some properties will increase the down payment ratio and only accept the full appreciation.