Calculated by one thousandth commission, that is, standard bank commission * (one thousandth divided by three thousandths) =1.5% * 33.3% = 0.5%;
The fee for buying funds on the website of China Construction Bank should be similar to that at the front desk of the bank, unless it is an online fund supermarket (the fee will be so cheap that you can't believe it).
Note: Three thousandths is the standard commission for stock accounts.
Buying funds on the stock exchange has the following advantages:
LOF-type open-end funds with 0.3% commission are cheaper than those bought in other ways (1.5%), and can be absorbed on dips and arbitrage on rallies.
Some funds with subscription period can be given preferential treatment or exempted from handling fees, depending on the negotiation results between the securities company and the agency fund company. Such a discount was only known after asking the securities company.
Easy to buy, many choices. After opening an account in a securities company, you can download the online operation of its trading system, and you can also learn a lot of information that is not easy to understand in the bank through the information announcement of the system. Generally, there are more fund products represented by securities than banks. If a fund has good performance, you can redeem the fund with poor performance and put it at home, so you don't have to run around between banks.
Disadvantages of funds that buy securities:?
For non-subscription funds, the handling fee is the same as that of banks, and there is no discount for online direct sales of fund companies.
The purchased funds of the same company cannot be directly converted, and the procedure of redemption and re-purchase should be taken. When the market fluctuates, the highest profit cannot be guaranteed by conversion.