Renren Lending Business Consultant (Beijing) Co., Ltd., founded on 20 10, is an information intermediary service institution in peer-to-peer lending and one of the early information intermediary service platforms in China, and is committed to providing online credit and loan matching services for high-growth people.
Extended data:
Renren loan business has the following two major points:
1, professional credit audit
When users need financing loans, Renren will collect and sort out the personal credit information submitted by users. After comprehensively judging, analyzing, comparing and evaluating the borrower's information, and after completing the risk assessment process, the final examination and approval opinions will be issued. The better the user's credit status, the lower the corresponding borrowing cost.
2. Innovative loan services
(1) According to the borrowing needs of different users, Renren Loan has launched such projects and services as preferential automatic bidding service, preferential automatic bidding service, salary automatic bidding service, decentralized bidding and creditor's rights transfer.
(2) The preferred automatic bidding service is the automatic revolving loan of principal and interest provided by Renren Loan to lending users, and they can enjoy free service for a certain period of time after the expiration of the one-year fixed service period.
(3)U enjoys the automatic bidding service, which is an automatic bidding service provided by Renren Loan for lending users. The principal is automatically lent within a fixed service period and automatically transferred and withdrawn at maturity.
(4) The automatic bidding service for salary enjoyment is an automatic bidding service tailored to the loan demand of wage earners. During the service period authorized by automatic bidding, users can pay a fixed amount of lending funds on a fixed date every month.
(5) Loose bid refers to the general name of the loan target published on the Renren loan platform after the information collection and credit evaluation of the borrower. Renren loan classifies scattered tenders for users to choose from, and users can lend according to their own capital quota, risk preference and time limit.
(6) The transfer of creditor's rights refers to the operation that the creditor hangs the creditor's rights on the Renren loan platform and transfers the creditor's rights held to the assignee.
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