First, the basic process of selling a house
1, both parties negotiate.
When buyers look at the house, they will get a bargain if they are willing to bid. Because the price of a house is not like ordinary goods, the cost can be calculated, and the price often depends on the identification of consumers and market transactions. Sellers should pay attention to reserve some bargaining space.
2. The seller receives the deposit.
If you decide to trade the house, the buyer must pay a deposit first. The so-called deposit is the money paid by the buyer to the seller to ensure the performance of the contract, which has the effect of the contract. After the seller accepts the deposit, if the buyer goes back on his word, he has the right to confiscate the deposit, otherwise the seller goes back on his word and must return it twice.
3. Both parties sign the contract
When signing the agreement, buyers and sellers need to pay attention to carrying the house book and the property owner's ID card. When signing the agreement, the property owner of the seller needs to be present. If the property is owned by husband and wife, a power of attorney is required. If the property is jointly owned by husband and wife, proof that the spouse agrees to sell it is also required.
4, the buyer's audit
Before the transaction, buyers need to do qualification review to ensure that they are qualified to buy a house; The seller also needs to do house verification to ensure that the property rights of the house are clear and the unsecured seizure can be listed and traded normally (both can be carried out at the same time).
5. Online signs of houses
Second-hand houses must be signed online before sale, which is a mandatory requirement of the real estate management department. Once the online signing is successful, the same house can no longer generate a sales contract, and you can't sell the house to others. Of course, online signing can be carried out on the day when the general qualification examination and house verification pass, and buyers and sellers can sign the contract at the housing construction Committee where the property is located or entrust a local formal intermediary company to handle it on their behalf.
Information required by the Buyer and the Seller:
Buyer: ID card, household registration book (temporary residence permit is required for foreign household registration), marriage certificate and bank card;
Seller: ID card, title certificate, household registration book, marriage certificate, bank card.
6. Fund supervision
In the process of fund supervision, the seller (you) needs to open an account in the bank, and the buyer will put the money into the account. The bank will temporarily freeze the money and unfreeze it after the house transfer is completed and pay it to the seller.
7. Transfer after tax payment
The buyer and the seller must go to the local tax bureau within 30 days after signing the contract, and the buyer's deed tax must be paid at the Housing Authority. Documents to be prepared for transfer:
Identification certificates of the buyer and the seller (if either of the buyer and the seller can't be present, provide the power of attorney, the original and photocopy of the ID card);
Information form for online signing of stock room (original);
Original and photocopy of the house purchase or legal bill;
If the purchase time or the original issuing time is inconsistent with the existing property right certificate, the original and photocopy of the certificate shall be provided;
Property ownership certificate (original and photocopy);
Certificate of state-owned land use right (original and photocopy);
Pay taxes with the bank card marked "UnionPay" (the credit card is for personal use only);
8. Settlement payment
The last link is that the buyer pays the remaining house payment in full, and then the seller checks the final payment.
Second, matters needing attention in selling houses
1, pay attention to when evaluating.
It is suggested that the seller know the market through some big intermediary companies, consult more professionals or understand the market trend through multiple channels before quoting. According to your actual situation, determine a reasonable quotation after addition and subtraction. The purpose of early quotation is to leave room for yourself in the process of price negotiation. In addition, the first quotation is generally a tentative price, and then you can be prepared to adjust the price at any time by understanding the market reaction.
2. Pay attention when choosing an intermediary.
Choose a qualified and large-scale housing agency. It is very important and necessary to choose a credible and qualified intermediary company. It is the premise to ensure the security of the transaction. The qualifications of real estate agents can be inquired through the website of the local construction committee.
3. Pay attention when signing the agreement
When everything is almost ready, you can sign an agreement with the intermediary company to sell the house. When signing the agreement, it must be noted that the original title certificate must be held by the property owner. Because in the process of entrusting an intermediary to conduct housing transactions, many intermediaries often ask the owner to hand over the house ownership certificate to the intermediary for safekeeping on the grounds of convenient agency. This is extremely unfavorable to the seller.
4, control the budget should pay attention to the problem.
The expense budget generated during the transaction needs to be prepared in advance. Budgeting can control the expenses during the transaction. For example, taxes and fees, housing property rights have not reached the tax exemption period of two to five years, and value-added tax and personal income tax need to be paid.