1. Show the house ownership certificate and the land use right certificate, and consult the bank about the house loan;
2. The bank evaluates the house you mortgaged;
3. The bank determines the loan amount according to the house price;
4. Sign a mortgage loan agreement with the bank;
5. You and the bank * * * go to the real estate management department where the house is located to register the house mortgage and obtain the certificate of other rights of the house;
6. Bank loans;
7. You pay interest and principal according to the loan contract.