1, which will result in high overdue penalty interest;
2, will collect;
3. If the borrower still refuses to repay the loan after the judgment of the court, the lender may apply for compulsory execution, and the court will seal up and freeze the property of the person subjected to execution according to law;
4. If the person subjected to execution has the ability to perform and refuses to perform, the court may include the person subjected to execution in the list of untrustworthy persons;
5. If the circumstances are serious, it may constitute the crime of refusing to execute the judgment.
Legal basis: Article 313th of the Criminal Law of People's Republic of China (PRC).
Refusing to execute the judgment or ruling of the people's court, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.
If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.
1. List of Top Ten Borrowing Brands:
1 Ping An Pratt & Whitney: Since 2005, the affiliated companies of Ping An Group engaged in financing guarantee/financing consultation/microfinance business have been collectively positioned as loan service institutions serving inclusive finance.
2. CreditEase Pratt & Whitney: inclusive finance comprehensive service platform under Yimenko, a financial technology enterprise listed on NYSE, providing professional loan information consulting services, a pioneer in inclusive finance and inclusive finance, and a wealth management financial technology enterprise.
3. Micro-loan: Shenzhen Qianhai Weizhong Bank Co., Ltd., Tencent Weizhong Bank launched a pure online personal micro-credit revolving consumer loan for WeChat users and mobile QQ users.
4. Ant Borrowing: Ant Financial Services provides inclusive finance services for small and micro enterprises and individual consumers. It is a consumer loan service launched by Alipay for individual users, and online merchant loan is a loan service customized by online merchant bank for small and micro operators.
5. Pleasant Loan: The personal credit and loan consulting service platform launched by CreditEase on 20 12 is owned by Pleasant Loan Jinke, a company listed on NYSE. 20 19 integrate the online loan business of Yixin Huimin and hengcheng technology development (Beijing) co., ltd.
6.JD.COM Gold Bar: JD.COM, a subsidiary of JD.COM Technology, provides customized cash loan services for users and is positioned as a digital technology company serving financial institutions, JD.COM Technology Holdings Co., Ltd.
7. Baidu has money to spend: Baidu Financial Credit Service, a credit service brand under Xiaoman Finance, provides personal consumer credit services for the public, and uses Baidu's technology and scene advantages to create an innovative consumer credit model, Xiaoman Technology (Beijing) Co., Ltd.
8. Suning's willful loan: With the help of Suning's online and offline user groups, unique O20 retail model and full value chain business model from procurement to logistics, Suning Finance has established business modules such as payment account, investment and wealth management, consumer finance, corporate payment, crowdfunding and insurance, and created a series of products such as Suning Yifubao, Suning Wealth Management, willful payment, supply chain financing and extended warranty of electrical appliances, providing multi-scenario financial services for consumers and enterprises.
9. Gitzo Consumer Finance: 1997 started. It is an internationally renowned consumer finance service brand under Czech Gitzo Group and a large international financial investment group in Central and Eastern Europe, Gitzo Consumer Finance Co., Ltd.
10.360 IOU: 360 Digital Group's consumer credit platform, focusing on providing instant credit services for individuals and small and micro enterprises, financial technology platform driven by artificial intelligence, Nasdaq listed company, 360 Digital Group.