Which of the following methods does not belong to the credit application department?

Does the subject want to ask "which method does not belong to the credit application department"? Credit reporting agency. The credit management industry does not belong to the credit category. A credit reporting agency refers to a legal entity established with the approval of relevant regulations, which collects personal credit information from commercial banks and other users of personal credit information and provides personal credit information consultation and rating services. It refers to an enterprise legal person approved by the credit reporting supervision and management department to engage in credit reporting business. It is a third-party organization other than the two parties to the credit transaction, with a certain scale of credit information database.