During the epidemic, if the credit card is not repaid due to temporary loss of work, you can call the bank customer service phone to apply for deferred repayment.
For those who temporarily lose their income due to the epidemic, financial institutions will flexibly adjust the repayment arrangements such as housing mortgage and credit card, and will arrange the repayment date reasonably.
Is there an annual fee for Songyuan CCB credit card?
According to the specific card type, different card types correspond to different annual fee standards and policies.
Most credit cards have preferential policies on how many times to charge an annual fee.
For example, the annual fee standard of CCB Platinum Card is 580 yuan/Card as the main card and 300 yuan/Card as the auxiliary card. You can enjoy the annual fee-free discount if you spend 65,438+00 by credit card every year and withdraw cash (the amount is not limited). The annual fee standard of Titanium Platinum Card is 380 yuan/Card as the main card and Kloc-0/80 yuan/Card as the auxiliary card. You can enjoy the annual fee-free discount if you swipe your card for 6 times (unlimited amount) every card year. Gold card annual fee standard is main card 160 yuan/card, auxiliary card 80 yuan/card, main card 80 yuan/card and auxiliary card 40 yuan/card. You can enjoy the annual fee-free discount for each card year by swiping your card for 3 times (unlimited amount).
In addition, some types of cards have a rigid annual fee, no matter how much they are swiped, they have to charge an annual fee, such as CCB's diamond platinum card, car card and digital dragon card.
The credit card of Jilin Bank in Songyuan City is in Baicheng Jilin Bank. Can it be activated?
Hello. Jilin Bank Credit Card issued by Songyuan City. You can go through the activation formalities at Baicheng Jilin Bank. The same bank can go through the opening formalities in different places.
I'm from Songyuan, and I want to get a credit card.
You can apply at a local bank outlet or directly from the Internet.
Credit card application conditions:
1, age18;
2. Hold a valid ID card;
3. No bad credit record;
4. Have a fixed work certificate;
5 proof of income stamped with the financial seal of the unit;
6. Other financial certificates, such as bank deposits, real estate, automobiles, stocks and bonds. ;
7. Social endowment insurance certificate;
8. Provide two contacts.
The first three conditions must be met. Try to provide 4-8 pieces of supporting materials, which can specifically include the following information, be as selective as possible, ensure the smooth passage of the audit and increase the amount of information.
Materials and certificates to be provided when handling:
1. Domestic residents only need to provide: a completed and signed application form, identity certificate, residence certificate and income certificate;
2. Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan people's employment permit;
3. If it is a private owner, in addition to the above information, it is also required to provide: a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date.
If you want to apply for a large credit card, you need to provide proof of good economic strength, such as a copy of the real estate license and a copy of the car driving license; Bank loan account (good credit, overdue for no more than 60 days) or copy of deposit certificate, etc.
What are the requirements for Songyuan CCB to handle credit cards for free?
Regarding the application conditions of CCB credit card, you can apply for CCB credit card as long as 18 is over the age of 8, has stable work income and good credit.
There are two ways to apply, one is online application, and the other is online application.
Online application, the procedure is relatively simple, and there is no need for additional diplomatic and economic proof. Banks will focus on the landlord's real estate, social security, provident fund, individual tax, personal credit and other information that can be queried online. If these efforts are not much or not much, this method is not recommended.
Online application, which is the traditional way to apply for a credit card. When applying, you should bring proof of work income (work permit, employment certificate, salary card (preferably more than 3 months), tax bill for the last 3 months, social security bill, provident fund bill, etc. These are not necessary, but you can have them. If you can attach some financial certificates, such as real estate, automobile production, etc., it will be very helpful to apply for a card. (In the case that proof of work income cannot be provided perfectly, it is best to have proof of financial resources. )
It takes about 20-25 working days for his credit card to be approved, just like one month. The landlord can know the approval progress of your card through the "application progress inquiry" on the home page of his credit card.
Where can I get a credit card in Songyuan?
All banks can handle it. As long as you provide relevant materials, the card will be issued after approval. But now because of the reform, the four major state-owned banks are not easy to handle, and the financial expenses of employees in government agencies and institutions must be handled. However, they can also handle it if they have a car and a house. There are several conditions, such as employees in oil fields. I suggest you go to the Bank of Communications, the one near RT Mart. The threshold for handling cards has been slightly relaxed. Go to the front desk and get a card application form, which lists all kinds of conditions in detail.
Individuals who help with the card basically need 20% commission. If you do 10 thousand, you have to give someone 2000. It's not cost-effective. Do it yourself.
Song Yuan credit card introduction and Song Yuan credit card repayment come to an end. I wonder if you found the information you need from it?