The coverage of basic medical insurance for enterprise employees is mainly the medical expenses incurred due to illness treatment. Obstetrics and Gynecology check-ups in hospitals are not covered by the basic medical insurance for enterprise employees, and the balance of personal account funds in social security cards can only cover the self-paid part of medical expenses within the scope of medical insurance.
Maternity check-up fees for pregnant women should be included in the scope of payment of maternity insurance benefits. At present, the medical subsidy for maternity insurance is paid in a fixed amount when applying for maternity insurance benefits. At present, social insurance for employees in enterprises includes basic old-age insurance for employees, basic medical insurance for employees (in-patient and out-patient), industrial injury insurance, maternity insurance and unemployment insurance, subject to the social insurance types that the insured actually participates in.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.