The application process is as follows:
1. After the enterprise identifies the verification code, check the line. After entering the enterprise information for the enterprise letter, click Check Amount to enter the enterprise authorization platform, fill in and submit it according to the requirements of the page (the interface of tax bank certification will be different in different regions, please use your user name and password when filing tax returns at the Electronic Taxation Bureau).
Note: Please fill in "The company failed to verify the left hand when opening an account", otherwise, if prompted, it is recommended to check the mobile phone number information.
2. Real-name authentication: upload the photo of the legal person's ID card, confirm the ID card information, and fill in the personal bank card;
3. Approval Amount: After filling in the email, click "Apply for Approval" and wait for approval.
Withdrawal process:
1. Click "Loan" and select the loan term;
2. Fill in the loan amount of the corporate account;
3. Enter the loan password, and the loan will be completed after the system automatically approves it;
Precautions:
1, except Shenzhen, where the quota enterprise is located to verify the situation;
2. video.
Loan (electronic IOU credit loan) is simply understood as borrowing money with interest.
Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.
Banks put concentrated money and monetary funds out in the form of loans, which can meet the needs of society to expand reproduction and replenish funds, and banks can also obtain loans from them.
The "three principles" refer to safety, liquidity and efficiency, and are the fundamental principles of commercial banks' loan operation. Article stipulates: "Commercial banks should operate independently, bear their own risks and be responsible for their own profits and losses in accordance with the principles of safety, liquidity and efficiency.
Loan security is the primary problem faced by commercial banks;
Liquidity refers to the ability to recover the loan according to the predetermined time limit or realize it quickly without loss to meet the needs of customers to withdraw deposits at any time;
Efficiency is the basis of sustainable operation of banks.
For example, it is good to issue long-term income, but the long loan term reduces security and liquidity. Therefore, the "three natures" should be harmonious, and loans should not go wrong.
Repayment method:
1. Equal repayment of principal and interest: that is, the sum of loan principal and interest is repaid by equal monthly repayment. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same;
2. average capital Repayment Method: A repayment method in which the borrower repays the loan in every installment (month) and pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month;
3. Pay interest and repay the principal on a monthly basis: that is, the borrower repays the loan principal in one lump sum on the loan maturity date [loans with a term of less than one year (including one year)], and the loan bears interest on a daily basis, and the interest is repaid on a monthly basis;
4. Repay part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank, and the general amount is an integer multiple of 65,438+0,000 or 65,438+0,000. After repayment, the lending bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged, and the new repayment period shall not exceed the original loan period.
5. Repay all the loans in advance: that is, the borrower can repay all the loan amount in advance when applying to the bank. After repayment, the lending bank will terminate the borrower's loan and handle the corresponding cancellation procedures.
6. Borrow and pay back: interest is calculated on a daily basis after borrowing, and interest is calculated on a daily basis. You can pay the money in one lump sum at any time without any penalty.
Second, how to withdraw money quickly on the mobile APP?
How can a mobile APP borrow money quickly? Mobile phone is the most used thing in our daily life. Shopping, ordering and lending can all be done by mobile phone. Do you know how to get the fastest loan by mobile phone?
Alipay
Alipay, as one of the artifacts of 2 1 century, is an electronic tool that many people can't live without. Let's take a look at how to borrow money on your mobile phone through Alipay. Alipay launched a cash loan product for friends who need loans. Ant borrows a loan product, which bears interest on a daily basis, with a daily interest rate of about 0.03%. The application procedure is as follows:
1. Open Alipay and find the excuse of ants in the home page area.
2. Click to enter the ant borrowing page, you can see your own quota and apply as needed.
Now, WeChat is a necessary software for everyone's mobile phone. Wechat can not only help friends and family communicate online, but also help apply for loans. Let's take a look at the fastest way to get a mobile phone loan with WeChat. Bian Xiao suggested that friends who need loans use WeChat micro-loans. Micro-loan is a loan product with a maximum loan amount of 300,000 yuan and a daily interest rate of about 0.04%. The application procedure is as follows:
1. Open WeChat, enter my wallet and find a micro-loan in Jiugongge.
2. After entering the microfinance, you can see your loan amount, and click the loan button below the amount.
Third, how to get a quick loan when using money.
Quick loan method 1: In the inherent impression of bank's quick loan products, the approval of bank's loan products is very slow. Mortgage loan lasts for one month, and credit loan lasts for seven days at the earliest, but in fact, banks have also made many changes in fast loan products. Users can apply by themselves through their mobile phones or websites, and they can lend money on the same day after approval.
Quick loan method 2: credit card cash installment If you have a credit card, you can also use it for emergency when you need money badly. The cash installment function of credit card is also very powerful, and its loan amount is determined by the available balance of credit card. When the application is made, the funds can be received immediately and repaid on time every month. Different banks have different credit card cash installment rates. Generally speaking, state-owned banks are relatively low and commercial banks are relatively high.
Fast loan method 3: loan company. Because the credit business in the financial market is very hot, a large number of loan companies have emerged. The loan company broke the geographical restrictions and met the fast and convenient financing needs. Borrowers can find a satisfactory loan company according to their actual situation and make loans on the online lending platform. Compared with banks, loan companies have more convenient loan application procedures and faster payment.
Fast loan method 4: Policy loan If you have a policy with cash function and the insurance deposit time is longer than 1 year, you can also get a loan quickly with the policy. The general policy loan amount is about 80% of the policy value, up to 90%, and the loan interest rate rises on the basis of the benchmark interest rate of the central bank in the same period. Generally, the loan arrival time is 1-3 days. Faster.