Work summary report of guarantee company 202 1 1
Focusing on the development of modern agriculture and the construction of new countryside by the municipal party committee and the municipal government, focusing on the financing guarantee and supporting intermediary services brought by leading enterprises in agricultural industrialization, and with the joint efforts of government leaders, departmental support, bank cooperation and the whole company, a new situation has been created, in which the guarantee capital has been continuously expanded, the business operation has achieved outstanding results, the rules and regulations have been improved, the risk prevention has entered a formal stage, and the workforce has been lean and efficient. Looking back on the work practice in the past year, I summarize as follows:
I. Main Work and Achievements
(1) It has played the role of financing guarantee platform, and its business operation has entered a formal stage.
Since the beginning of this year, we have adhered to the purpose of "helping enterprises out of difficulties, making up for the government and being responsible to shareholders", insisting on providing credit guarantee support for leading enterprises' policy financing, insisting on market-oriented operation and strictly controlling risks to ensure the safe operation of funds, and embarked on a win-win development path for enterprises, banks, companies and other parties, and achieved good economic and social benefits. By the end of the year, the company * * * has accepted five guarantee projects in five major industries, such as agricultural product processing industry, commerce and trade, service industry, planting industry and aquaculture in counties (cities), and five projects have been approved, which has brought 10,000 yuan financing guarantee services to leading enterprises. At present, there are 1 10,000 insurance projects, an increase of 1 10,000 yuan over the previous year. Multiply by the balance of the previous year. Among them, planting 1 10,000 yuan; Breeding industry, with a balance of 10,000 yuan; Trade, the number of .. ten thousand yuan; Agricultural products processing industry, the amount of ten thousand yuan. Company * * * obtained guarantee income 10000 yuan; Withdraw various risk reserves. Ten thousand yuan; The security fund has increased from 1 10,000 yuan last year to 1 10,000 yuan at present, with an increase of 1 10,000 yuan or%. By providing financing guarantee services for enterprises, the credit of leading enterprises has been effectively improved, and the insured enterprises have achieved good economic benefits while expanding employment and re-employment and increasing taxes. Personality is that for Wanbao Cereals and Oils Co., Ltd. and Dashan Modern Co., Ltd., which exceeded the credit line, we recommended them to the Provincial Department of Agriculture and the Provincial Guarantee Company, and participated in the guarantee investigation, bringing 10,000 yuan of joint guarantee, which was fully affirmed by the leaders at all levels of the province, city and agricultural development bank. According to statistics, the output value increased by 10% through the injection of secured loans from10 insured enterprises. 100 million yuan, profits and taxes increased by more than 10 thousand yuan, which led to more people's employment and effectively promoted the business development of leading enterprises.
(two) improve the rules and regulations, standardize business practices and compliance behavior.
As a high-risk guarantee industry, doing credit and managing risks focuses on managing risks. Without systematic and comprehensive rules and regulations, it is impossible for scientific business operation process to ensure the sustained and steady development of business under the premise of controlling risks. Since the beginning of this year, we have continued to strengthen the corporate governance structure and internal rules and regulations-
The top priority of company management. First, in strict accordance with the provisions of the Company Law, the shareholders' meeting, the board of directors and the board of supervisors of the company shall be established according to law, the chairman responsibility system under the leadership of the board of directors shall be implemented, and the guarantee business department and the comprehensive business department shall be established according to business needs. Second, the company has formulated and improved a series of business operation procedures, management methods and rules and regulations by referring to the risk management experience of domestic guarantee companies and banking industry and combining with its own reality. It has successively formulated Measures for the Management of Guarantee Funds, Measures for the Work of Guarantee Review Committee, Measures for the Management of Human Resources of Guarantee Companies, Operating Rules for Guarantee Business, Measures for Risk Control of Guarantee Companies, Detailed Rules for the Implementation of Guarantee Project Investigation, Detailed Rules for the Implementation of Guarantee Project Evaluation, Measures for the Management of Counter-guarantee, Detailed Rules for the Management of Guarantee Projects after Guarantee and Measures for the Management of Guarantee Companies' Archives. The company has worked out the operation process of the secured loan under the agricultural policy financial cooperation agreement in Xiangfan City. The summary format of the secured loan from the guarantee application form in the customer consultation stage to the guarantee investigation report, the guarantee project review form, the letter of intent for the guarantee and the formal guarantee has been continuously improved, and the business operation has become more standardized and orderly, effectively preventing operational risks. The fourth is to establish a system of separation of trial and insurance. All departments and links are independent and mutually restrictive. The company implements individual responsibility system vertically and departmental review responsibility system horizontally.
Each guarantee project review is conducted by different departments at the same time, and the project process and approval procedures are standardized through the system. For project risk prevention, the company has established a whole process monitoring system, including pre-warranty evaluation, in-warranty control, post-warranty inspection and tracking, until the warranty responsibility is lifted, and operated in strict accordance with business processes. At the same time, the "project evaluation system" was promoted, and many experts in accounting, finance, law, machinery, agriculture and animal husbandry science and technology were specially invited to participate in the project evaluation, including the formulation and implementation of project safeguard measures, contract drafting and signing, project dynamic tracking and management, and the whole operation process of evaluation and decision-making.
(3) The scale of the guarantee base is constantly expanding, and the capital composition is rich and diverse.
At the beginning of the company's establishment, the guarantee fund was only 10000 yuan. According to the policy of "the balance of financing guarantee for a single enterprise by a guarantee institution shall not exceed% of the actual registered capital", the balance of guarantee for a single leading enterprise by a guarantee company shall not exceed 1 10,000 yuan. After communicating with the Agricultural Development Bank, the Agricultural Development Bank gave individual support to the guarantee company. One is to multiply the capital by the maximum amount; the other is to increase the financing guarantee amount of a single enterprise to 1 10,000 yuan. However, this quota can not meet the personality of leading enterprises in agricultural industrialization at all, and it is the capital demand of leading enterprises at the provincial level in the process of development and growth, and can not play its due role. Moreover, the capital scale of 1 10,000 yuan is far from the capital gap stipulated by the CBRC that "guarantee companies cooperating with banks need to have registered capital of more than 1 100 million yuan". To this end, we first set the goal of expanding the scale of the guarantee fund to 1 10,000 yuan. First, play a good government card, strive for policies and funds from the government, and rely on the government to expand its scale (at present, the government investment has reached 10,000 yuan); Second, strive for the attention of the government and the support of shareholders, and urge the subscribed unit funds to be in place as soon as possible; Third, efforts should be made to expand shareholders' subscription and shares, supplemented by preferential charging policies; The fourth is to use policy secondment funds to supplement the scale. This year, the Provincial Department of Finance made very clear provisions on the construction of the guarantee system with the document "Implementation Opinions on Further Supporting the Construction of the Credit Guarantee System for SMEs with Provincial Financial Funds". Our guarantee company is qualified and has sufficient conditions, and it is planned to attach a special fund of 10000 yuan to supplement it. At present, the actual capital of the guarantee company has reached 10 thousand yuan. Among them, monetary capital is billion yuan, and land physical capital is billion yuan. It can exceed 10 thousand by the end of the year
(four) to participate in the work of the government affairs center, and get attention and support.
Since the company was established one year ago, it has been focusing on the central work that Party committees and governments at all levels pay close attention to, such as serving the industrialized operation of agriculture and promoting the development of modern agriculture, and has carried out the financing guarantee service attentively, bringing more than 10,000 yuan of financing guarantee to many agricultural products processing enterprises, accounting for% of the total. The leaders of Baokang County Party Committee and government learned that we accepted nearly 10 loan guarantee projects for agriculture-related enterprises such as planting, breeding, processing and trade in the county, and carried out guarantee loans of nearly10 million yuan, and immediately indicated that the county finance gave discount support to the guarantee companies' guarantee projects. At the same time, we decided to invest all the ten thousand yuan of the county guarantee company into our guarantee company. This year, pig production has become a hot spot related to the national "vegetable basket" supply, market price and social stability, which has attracted great attention from party committees and governments at all levels. The municipal party committee and the municipal government made a decision to build a "10,000-head pig growth project", and we put forward "Several Opinions on Supporting the Development of Pig Production by Using Guarantee Platform" to the municipal party committee and the municipal government in time, which was valued and affirmed. The municipal government has decided that the municipal finance will support the construction and expansion of a pig breeding enterprise with an annual output of 1 10,000 heads, and the guarantee company and the municipal finance will provide interest subsidies and loans of 1 10,000 yuan each. At the same time, in order to improve the guarantee potential of the guarantee company, the municipal government enriched the capital of the guarantee company with its industrial land with a value of 1 10,000 yuan, so that the guarantee potential of the guarantee company to a single enterprise was increased from 1 10,000 yuan to 1 10,000 yuan.
(V) Establish a risk prevention and control mechanism to prevent the institutionalization of operational risks.
We always regard risk prevention and control as the core of guarantee work, and take counter-guarantee measures for every secured loan. The first is to implement asset mortgage and right pledge counter-guarantee. Second, all shareholders of the enterprise bear the responsibility of guarantee and counter-guarantee. Third, affiliated enterprises or similar enterprises guarantee each other. Fourth, the enterprise risk deposit is charged at-%of the guarantee amount. At present, the "two gold" has reached nearly ten thousand yuan. Fifth, for circulation enterprises without any counter-guarantee measures, bank account management is implemented, and the company sends full-time personnel to monitor the use of funds, the purchase and sale of raw materials and finished products, and the recovery of payment for goods. Sixth, separation of examination and insurance, scientific decision-making. Standardize the behavior of the person in charge of each link of the guarantee business, such as project investigation, project review, project audit, project approval, post-guarantee tracking, compensation payment, etc. And establish a binding mechanism of "horizontal parallel checks and balances". Seventh, establish a project responsibility system, strict supervision and accountability. Each project has signed a letter of responsibility for ensuring the project, and the first responsible person is the investigator of the project sponsor. Due to the company's various risk prevention measures in place, all the projects with expired guaranteed loans have been repaid on time, and the guarantee responsibility has been lifted, and no compensatory losses have occurred.
(VI) Publicizing the role of the guarantee platform and enhancing the company's image.
The first is to use the conference to publicize. On the occasion of the company's anniversary and the third shareholders' meeting, relevant leaders of the municipal party committee, municipal government, counties (cities) and districts, leaders of the Municipal Agricultural Office, Economic Commission, Agricultural Development Bank, State-owned Assets Supervision and Administration Commission, Finance Bureau, industry and commerce, taxation and representatives of new and old shareholders are invited to attend the meeting. In particular, the mayor of the government, Liu Dezheng, made an important speech on behalf of the municipal party committee and the municipal government, which also specifically requested that "the Municipal Agricultural Office and the State-owned Assets Supervision and Administration Commission should further strengthen guidance, coordination and services to guarantee companies and help solve practical problems; City Commission for Discipline Inspection and local taxes should help guarantee companies to handle business tax reduction and exemption procedures, and strive for the support of higher-level financial departments; The Municipal Finance Bureau should help to establish a risk compensation mechanism in accordance with relevant laws and regulations, so that delegates can more clearly understand the gratifying situation of the development of agricultural industrialization in our city and understand the outstanding performance and important role of guarantee companies in supporting leading enterprises to contact and guarantee, thus deepening the indispensable position and future development prospects of guarantee companies in supporting the development of agricultural industrialization in our city. At the meeting, new and old shareholders also expressed their support, increased share injection, and signed on the spot to subscribe for 1 10,000 yuan. The second is to publicize with documents. The company document "Opinions on Supporting the Development of Pig Production" was reported to the municipal party committee and government, which received the attention and instructions from the leaders of the municipal party committee and government, and became an effective guide for pig breeding enterprises to apply for loan guarantee. "Give full play to the role of guarantee platform and vigorously support the development of agricultural industrialization" was published in the municipal government gazette, which played an intentional role in promoting and enhancing the company's image, status, role and popularity. The third is to directly go deep into corporate propaganda. Since the beginning of this year, the company has organized a number of employees to go deep into the publicity policies and investigations of enterprises in many counties and cities in the city, and set up contact persons to answer questions and bring consulting and enterprise planning services.
(VII) Established a solid workforce with strong professional ability and high efficiency.
High-quality staff and stable and United staff construction are the fundamental guarantee for the company's sustainable development. To this end, the guarantee company attaches great importance to the construction of talent team. One is to strictly close the entrance. According to the amount of capital, the number of personnel, posts and responsibilities will be fixed, and the required personnel will be openly recruited for the society. At present, the company has officially recruited 20 financial accounting professionals. In addition, there are a group of experts in accounting, finance and machinery. Experts will be hired from the specialized agencies of the Guarantee Review Committee to participate in the investigation and evaluation of the guaranteed projects. The second is to organize employees to improve the comprehensive and standardized business operation methods and rules and regulations, including the articles of association, the management methods of guarantee funds, the operation procedures of guarantee business, etc., to ensure the safety of the company's business norms. The third is to strengthen study and improve quality. The company regularly organizes employees to study the national agricultural industrialization policy, guarantee theory, laws and regulations, company rules and regulations, and business ethics, and conducts monthly or quarterly examinations and assessments, and incorporates academic achievements into employees' personal liabilities for assessment. Through all-round training and learning assessment of employees, not only the company's various business operations show an encouraging situation, but also the team's ideological quality, professional quality, policy and theoretical level and practical work comprehensive potential have been significantly improved.
Work Summary Report of Guarantee Corporation 202 1 2
First of all, I am very grateful to the company for giving me the opportunity to enter the guarantee industry. At this moment, I have been in the company for half a year. I knew the guarantee industry from the beginning, from a little knowledge of the guarantee to a master of all the processes of the guarantee and a comprehensive understanding of the guarantee. These are the gains from my work during this period. With the help of the company leaders and all my colleagues, I began to adapt to the work, and constantly improved my working methods, and strived to improve my overall quality, enhance my high sense of responsibility for my industry, give full play to my potential, and strive to create more value for the company.
(1) Basic information
Since I joined the company, I have realized that my work experience and social experience are insufficient, and I need to constantly strengthen my study. Personality is my understanding of business. After more than half a year's study and exercise, I have made necessary progress in my work. From the beginning, I knew nothing about the guarantee industry, gradually learned about the work process, learned how to deal with customers, and flexibly handled the details encountered in the work on the premise of adhering to the working principles and safeguarding the interests of the company. Since I joined the company, I have also worked while studying.
(B) establish a sense of risk
Guarantee is a high-risk industry. In addition to high risk awareness, employees must also have rich business knowledge and practical business operation potential. I still lack experience and knowledge in this field, so I must pay attention to my study in my future work. On the one hand, strengthen learning from books, consult with company leaders and colleagues, learn more and ask more questions. Pay attention to the policies of finance and relevant ministries and commissions in work and life, and keep abreast of new trends in the economic field. The company is engaged in a high-risk industry, and if it is not prevented, it will cause losses to the company's interests. In the work, we must strengthen the investigation and verification before insurance, strictly control the risks from the source, carefully investigate the external credit information of customers before insurance, comprehensively evaluate the production and operation status, financial status and repayment potential of enterprises, report any objections to the leaders in time, put forward our own opinions, safeguard the interests of the company in time and avoid the occurrence of compensation in time.
(C) continuous learning to improve the overall quality
The company takes "win-win cooperation and development" as its service concept. In practical work, customers need our company's guarantee. They should obey the arrangement of the company's leaders in time, do a good job of pre-insurance research, carry out relevant work in time, actively communicate with banks, contact customers, help customers solve financial difficulties and raise funds quickly. When dealing with the problem of communicating with customers, we should learn the art of communicating with people from the account manager. On the premise of adhering to the working principle and focusing on the interests of the company. Do not offend customers, take the initiative to carry out work, actively communicate with customers, and dock related matters, so as to prevent the delay or delay in handling the guarantee business due to their own work, which will affect the company's image and damage the company's interests. When sorting out relevant materials, learn from experienced colleagues around you and learn from the account manager the accuracy and rigor of written expression.
(4) Correcting deficiencies and making progress with heart.
Since I entered the company, I have grown up through study and exercise. There are also many mistakes and shortcomings during the period. The guarantee industry is a high-risk industry, which guards against risks and stresses authenticity. Risk prevention and control is the basis of guarantee business and the premise of serving small and medium-sized enterprises and the company's own development. In order to reduce the risk, we must minimize the error rate and improve our working methods and attitudes in time. Establish risk awareness and a high sense of post responsibility. At work, don't be anxious, don't casually compile materials, be rigorous and cautious about your work, find and reduce various risk points, and steadily control risks from the business side. Strengthen communication and cooperation with colleagues in the company, and do a good job in the convergence process of all work. Make progress with your heart, do a good job and improve your business level.
This year has passed, sum up the shortcomings of the past and continue to maintain a good work style. In the new year, the company will continue to improve relevant systems and will usher in greater development opportunities. As a member of the company, I will continue to work hard, continue to learn what I don't understand, and sum up the successful experience in handling related businesses. Constantly improve their business potential and keep making progress. Overcome one's own shortcomings, do one's own job in a down-to-earth and conscientious manner with a highly responsible attitude towards work, career and company, and live up to the expectations of company leaders and colleagues.
Work Summary Report of Guarantee Corporation 202 1 3
Worked in 202010.8-10, and is still in the probation period. In the past two months, with the help of company leaders and colleagues, I have been studying hard and persisting in practice. I have been familiar with the company's business process, and I can basically complete some relatively simple projects independently. Now I will make a summary of my work in these two months to help me better adapt to my job role:
I. Work content
During my first few days in the company, I was not very familiar with the company's business processes and specific working methods. In order to let me enter the work role faster, the company leaders arranged for me to participate as much as possible when my colleagues investigated the enterprise, and then arranged some opportunities for me to write research reports after I became familiar with the basic methods of work. Through these work practices, I have been able to complete some relatively simple projects independently. Here, I am very grateful to the company leaders and colleagues for giving me the opportunity to learn a lot of security knowledge, which has made some progress in my work ability in the past two months.
Second, the work experience summed up in continuous learning
1, marketing promotion must be strengthened. Although our company is the only state-owned policy guarantee company in Wuhou District, many customers do not know about our company's operation. At present, the company's business still exists, such as waiting for customers to come to the door and actively marketing customers.
2. Keep innovating at work. At present, my working ideas are still relatively traditional, but in this rapidly changing market environment, facing all kinds of problems, we should open our minds and use some new methods to solve all kinds of problems in our work. In addition, I need to think about how to develop some reasonable and legal new business and new growth points for the company.
3. Widely distributed, forming a business network: banks are the main battlefield for financing business of SMEs. At present, banks are still the main financing methods for SMEs. It is the focus of our work to make good use of existing cooperative banks and develop new cooperative banks; As our company is the only state-owned policy guarantee company association in Wuhou District, we have considerable government resources, and we must make good use of these unique resources of our company.
4, grasp the project is not relaxed, in-depth study of the old belt new model. Go deep into the enterprise, make an in-depth investigation, have a good relationship with the person in charge of the enterprise, and then catch the person in charge of some high-quality enterprises to carry out all-round marketing.
Third, the main work performance:
From the beginning of 10 in 20 years to the end of February in 20 years, I participated in 6 projects, wrote 4 research reports, and participated in 3 enterprises, among which-the company has completed 3 million loans and the group has completed 2 million loans. At present, I'm trying to improve my investigation and prepare for next week's meeting.
Fourth, shortcomings in the work.
1, I have a problem of low work efficiency. I will strengthen my study and summary in my future work, form a set of reasonable working methods as soon as possible, and improve work efficiency;
2. Poor supervision after insurance: After launching some new projects, the completed projects are often ignored. In the future work, I will strengthen post-insurance supervision;
Verb (abbreviation of verb) Work plan and requirements for the next year.
1. Complete the annual loan target of 500 million yuan set by the company. I must go all out to achieve this goal from two aspects: strengthening marketing and improving work efficiency;
2. Adjust the mentality and treat customers with better service quality. The guarantee industry is originally a service industry. In the future work, I will definitely provide better service quality for customers, so as to maximize the company's brand image;
3. Go deep into the enterprise, conscientiously complete the post-guarantee supervision work, and put an end to all guarantee risks;
Twenty years have passed quietly. Looking back on the past two months, I am filled with emotion. First of all, I am very grateful to the company leaders for giving me the opportunity to work, and I am also very grateful to the leaders and colleagues for their great help in my usual work. Without your care and help, I couldn't have adapted to this job so quickly.
Looking forward to 20-2000, I will continue to strengthen my study, be proactive and persistent, give full play to my best ability in my post, and complete the tasks assigned by the company leaders and my due obligations. This is my duty, I believe I can do it well!
Work Summary Report of Guarantee Corporation 202 1 4
First of all, I am very grateful to the company for giving me the opportunity to enter the guarantee industry and come to work in the company. I came to work in the company on April/0/9 this year, and it has been almost three months. During this period, I gained a lot, felt a lot, and had many shortcomings. Now I will summarize my recent work as follows:
I. Main work contents
During these months, while learning relevant business knowledge, my work mainly includes:
1, follow the department manager and colleagues, investigate and verify some projects before insurance, and comprehensively evaluate the basic situation, operation, financial status and repayment source of the enterprise;
2, in the process of the department manager to write the investigation report, do some auxiliary work;
3. Issue and print contracts. At present, the contracts handled mainly include. And other enterprises;
4. Responsible for the signing of contracts and related documents between borrowers and borrowers, as well as the improvement of related procedures, and participated in many lobby docking businesses;
5. Follow the department manager and colleagues, follow up the borrower after the guarantee, and keep abreast of the relevant situation of the enterprise.
Second, the work summary
1. Before coming to work in the company, I knew little about the guarantee industry. Lack of personal work summary and experience in finance, investment guarantee, mortgage and risk control. After I came to the company, I got a detailed understanding of the related issues and workflow of the guarantee industry. In the future work, I will definitely pay attention to my own study, consult with company leaders and colleagues humbly, learn more and ask more questions, actively participate in the company's business training, pay more attention after work, learn the latest information, policies and related knowledge of the guarantee industry, and improve my business ability.
2. In the process of pre-insurance investigation of some projects, I feel that I know little about the operation mode and related situation of some industries, such as real estate, mineral powder, steel and other industries, and I have little contact with them before, which leads to blind spots and mistakes in judging some aspects of enterprises in my work. In my future work, I must strengthen my study in this field.
3. During these months' work, I realized that in order to do my job well-prevent, control and reduce risks, and ensure the smooth recovery of funds, I must achieve professional business ability and good working attitude.
In terms of business ability, I will strengthen the study of business knowledge and the accumulation of experience, and strive to become an expert one day earlier; In terms of work attitude, I was a little careless in my previous work, which also brought some troubles to my work. In the future work, I will take it seriously, make positive corrections, establish a sense of risk and work responsibility, and minimize the error rate! In the past few months, with the help of department managers and colleagues, although I have made some progress in many aspects, there are still many shortcomings that need further study and improvement. In the future work, I will continue to learn relevant knowledge with an open mind, constantly sum up experience and lessons, constantly improve my business ability, and finish my job seriously and attentively. I will also learn more in speaking and being a man! I hope I can make great progress in all aspects! Strive to become qualified and outstanding employees of the company as soon as possible and make more and greater contributions to the company!
Work Summary Report of Guarantee Corporation 202 1 5
In a blink of an eye, I entered-it had been more than a year. More than a year is neither long nor short. Time has given me a deeper understanding of the guarantee industry, and also helped me improve my business skills through my own study, leadership and colleagues' education, so that I can be more competent in my work.
I have gained a lot in the past year. First of all, I am very lucky to join the company, participate in the establishment and growth of the company. Thanks to the care and training of the leaders, I was lucky enough to go to Chengbao Company to study and train, so that I could understand and integrate into this booming sunrise industry, and then I could go to Yunnan to listen to the experience of industry experts and scholars, which benefited me a lot. Then, in more than a year's working time, the bright and superior office environment and passionate working atmosphere made me love the security work more, and also urged me to be strict with myself, straighten my work position, always maintain the attitude of "modesty", "caution" and "self-discipline", always study hard, make positive progress, strive to improve myself, conscientiously complete tasks and perform good job duties. Let me have some achievements in all aspects, thank you very much for your support and affirmation.
I have been engaged in the guarantee business since my work. I have worked in the A corner and B corner of the guarantee business for 20-2000. I participated in the completion of 7 guarantee projects and realized the reinsurance balance of RMB 6,543,800+0,695,000. I also assisted the municipal company to complete the 654.38+0 guarantee project and realize the reinsurance balance of 5 million, and completed the 654.38+0 entrusted loan project of 654.38+0000. In the new 20 years, three insurance projects were completed in the first quarter, and the reinsurance balance was 654.38+003 million yuan. In the last three quarters of 20-2008, I will definitely work harder and strive for substantial growth on the basis of completing the annual target.
The times are changing, the environment is changing, and the security work is also changing with time. Every day something new appears and something new happens, which requires me to change with the situation. It is my goal to learn new knowledge, master new skills, adapt to the changes in the surrounding environment, improve my post-holding ability, train myself into a comprehensive employee and plan my career better. Of course, I still have some shortcomings in handling and operating some details. I will hone myself in my future work and study, and improve myself with the guidance and help of my leaders and colleagues.
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