Is it true that Fan Xin legally owes money by SMS?

Fan Xin's short message about legal arrears is untrue. According to official information, there is no so-called legal department in Fan Xin, and no notification letter will be sent to you. The so-called legal notice is just that you are entrusted with arrears. You go to a third-party collection company, and these collection personnel will use various means to collect money. Of course, the legal department is their fake identity, with the purpose of scaring you and putting pressure on you.