If you are married and want to sign a contract separately, you can also apply if you meet certain conditions.
1. Credit conditions passed, including overdue, inquiry, online loan, debt, number of management institutions, etc. Don't ask any hard conditions. No one can answer you. It is necessary to dig deep into the algorithm of examination and approval system.
2. Excellent personal qualifications, which can prove good repayment ability. For example, the work unit belongs to the top 500 state-owned enterprises in China, and it has real estate under its name. Don't ask the hard and fast conditions of specific quantification here, because everyone's situation is different. Most people can prove that their work unit is good because the social security provident fund has a high payment base and a long continuous payment time. As long as you can prove your repayment ability and get the approval of the bank, you can.
3. Explain why the spouse can't sign. If a person is sent abroad for peacekeeping, the date of returning home is uncertain. For example, the spouse is fighting floods in the first line and the return date is uncertain. Of course, there are many reasons. If the bank wants to double-sign, it must be true and provable.