In fact, whether you buy insurance online or offline, you should know in advance where some common insurance pits are before buying insurance, so that it is not easy to make mistakes:
Which kind of insurance is better and how to buy it is more cost-effective, and teach you to avoid these pits of insurance.
1, convenient insurance
It is convenient to buy insurance online. You only need to move your finger on your mobile phone, or draw a line, and submit relevant information according to the above requirements, so that you can complete the insurance operation in always online. Even if you don't know anything, you can contact online customer service directly, and you don't need to go all the way to the branches of insurance companies to apply for insurance, saving time and effort.
However, in the process of insurance, it is estimated that you will encounter many technical terms, such as waiting period and grace period. Senior sister summed up these common insurance terms in the following articles, details can be poked:
Super full! Everything you want to know about insurance is here.
2, the price is cheap
Because internet insurance is insured online, compared with offline insurance, it saves a lot of intermediate expenses, such as rent, water and electricity, agency and so on. As the saying goes, "the wool is on the sheep", so the premium will be cheaper.
3. Rich product selection
Usually, when people buy insurance from branches of insurance companies online, salesmen usually only recommend their own products, and the product selectivity is relatively small. Internet insurance is different. In addition to choosing products in official website, you can also find a professional insurance brokerage company or a third-party insurance mall, and you can shop around completely.
In addition, the terms and premiums of Internet insurance are open and transparent, which can help us reduce information asymmetry.
Due to the limitation of space, I will not describe the characteristics of Internet insurance here. I have compiled a popular science article about Internet insurance before, and interested friends can have a look:
Is it reliable to buy insurance online? What is the difference between online insurance and offline insurance?
Hope to adopt
The same number on the whole network: Xueba said insurance, welcome to search!