Personal online banking: refers to the online banking channel that provides comprehensive financial services such as account inquiry, transfer and remittance, self-service payment, online payment signing, physical gold and so on. Sold to individual customers through the Internet. The brand is "Auspicious Online Banking".
Enterprise online banking: refers to providing online self-service services for enterprise customers, such as account information inquiry, payment transfer, direct connection between banks and enterprises, self-service tax payment, collection and payment, electronic commercial bills, bank-enterprise reconciliation, etc. Through the internet. Enterprise customers use online banking, which improves the efficiency of enterprise capital operation, saves enterprise operating costs and strengthens enterprise financial management.
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1. Tianjin Rural Commercial Bank 1952 originated from Baitangkou Village Credit Cooperative in the southern suburbs of Tianjin, and was restructured into Tianjin Rural Cooperative Bank in 2005 and Tianjin Rural Commercial Bank in June 20 10. With a registered capital of 8.365 billion yuan, it is a mixed-ownership enterprise actually controlled by the state. Holding Nanyang Rural Bank and five loan companies supporting agriculture, it has 12 first-level institutions, 174 second-level branches, 2 18 sub-branches, 2,049 financial service stations and convenience points all over rural areas and communities, and a large number of outlets in Tianjin, with financial services covering urban and rural areas. Tianjin Rural Commercial Bank has always insisted on focusing on its own industry, basing itself on the local economy, taking serving the local economy as its own responsibility, constantly repaying the society while developing steadily, and helping Tianjin's stable economic development.
2. Adhere to the concept of government planning for financial services, and build a good cooperative relationship between banks and governments. As a local financial institution, give full play to the role of finance in guiding resource allocation, closely follow the national strategic development plan, and help Tianjin's economic structure transformation and upgrading and high-quality development. As a local commercial bank, it strives to establish a financial ecological circle between banks and enterprises, strengthen the construction of financial ecological infrastructure, open up project flow, information flow and capital flow, and provide differentiated comprehensive financial services. As a local people's bank, it supports the happy economic development of education, medical care, culture, tourism, sports and other people's concerns, and looks forward to a better life.
3. The preparatory work of this commercial bank started in 2008, and it was listed in the Second Batch of 20 Key Work Plans of Financial Reform and Innovation in Tianjin. After opening, it will continue to adhere to the market positioning of serving agriculture, rural areas and small and medium-sized enterprises, adhere to the development vision of "community retail bank" and the business philosophy of "grasping small but not big", expand the service field through market segmentation of existing products and services, and continuously improve the quality of financial services and operational capabilities.