Mortgage housing sales contract is valid. An effective house sales contract requires that the parties have the ability to prove in writing and their will is voluntary and true; The contents of the contract are legal and conform to the forms prescribed by law; The establishment of business relations shall not maliciously collude to harm the interests of the state collective or a third party, and shall not cover up illegal purposes in a legal form.
legal ground
Article 143 of the Civil Code
A civil juristic act that meets the following conditions is valid:
(1) The actor has corresponding capacity for civil conduct;
(2) the meaning is true;
(three) does not violate the mandatory provisions of laws and administrative regulations, and does not violate public order and good customs.
Article 502
A legally established contract shall come into force upon its establishment, except as otherwise provided by law or agreed by the parties. In accordance with the provisions of laws and administrative regulations, if the contract should go through the approval procedures, such provisions shall prevail. If the failure to go through the formalities such as approval affects the effectiveness of the contract, it will not affect the performance of the obligation clauses such as approval and the effectiveness of relevant clauses in the contract. If the party that should go through the formalities for approval fails to perform its obligations, the other party may require it to bear the responsibility for violating its obligations. The modification, assignment and dissolution of a contract shall be subject to the provisions of laws and administrative regulations, and the provisions of the preceding paragraph shall apply and shall be subject to approval.
Loan house sales contract
With the establishment of people's legal consciousness, contract plays an increasingly important role and is also an important measure to reduce and prevent disputes. Do you know what the main contents of the contract are? The following is a sample loan house sales contract I compiled for you, for reference only, and I hope it will help you.
Party A (Seller): _ _ _ ID number:
Party B (Buyer): _ _ _ ID number:
According to People's Republic of China (PRC) Contract Law, People's Republic of China (PRC) Urban Real Estate Management Law and other relevant laws and regulations, on the basis of equality, voluntariness and consensus, Party A and Party B reach the following agreement on Party B's purchase of Party A's private house:
Note: Party A purchased the commercial house by mortgage from Heilongjiang Development Group Co., Ltd. on xx, xx, with a total amount of 488, 104.00 Yuan (in words: four hundred and eighty-eight thousand one hundred and four Yuan only). Party A has paid the down payment of 196, 104.00 Yuan (in words: one hundred and ninety-six thousand one hundred and four Yuan). The remaining RMB 292,000.00 Yuan (in words: RMB 292,000.00 Yuan) was purchased by mortgage from the branch of China Construction Bank Co., Ltd. The loan term is 180 months, that is, 20xxx to 20xxx. As of the signing date of this contract, Party A has paid the loan principal of RMB 69,465,438+08.27, paid interest of RMB 565,438+0329.77, and still owes the bank RMB 222,586,5438+0.73.
After full consultation between Party A and Party B, Party A voluntarily resells the mortgaged house to Party B. Party A and Party B hereby sign the following agreement on the purchase and sale of mortgaged house:
1. The house sold by Party A is located in a house with a building area of square meters.
2. The registration number of the house sold by Party A is "_ _", the number of the Commodity House Sales Contract signed with the developer is _ _ _ _, and the number of the Mortgage Loan Contract signed with China Construction Bank is _ _ _ _.
3. Now Party A resells the above-mentioned mortgaged house to Party B, and both parties agree that the total transfer price is RMB 500,000.00 Yuan (in words: five hundred thousand Yuan).
Four. Before signing this contract, Party B has paid Party A the purchase price of 255,000.00 yuan. From the date of signing this agreement, Party B will repay the bank mortgage arrears of 222,5865438 yuan +0.73 yuan. Party B shall also pay Party A the purchase price of RMB 22,465,438+07.27 on the day of signing this Contract. In addition, through negotiation between both parties, Party B agrees to pay 30,000 yuan to Party A as compensation for Party A's early repayment of bank interest.
5. The land use right of the mortgaged house is obtained by transfer. Once this contract is signed, the land use right within the occupied area of the mortgaged house shall be transferred together with the mortgaged house.
On the date of signing this agreement, Party A will hand over all documents related to the mortgaged house (original house purchase contract, tax bill, payment voucher, etc.). ) and the key of the house to Party B, and Party B begins to occupy and use the house, and the ownership belongs to Party B. The house has been decorated and used by Party A, and the related expenses of water, electricity, property and heating have been settled by both parties.
Seven. From the date of signing this contract, Party B shall start from next month according to the Individual Housing Loan Contract (ContractNo.: _ _ _ _ _). Party A shall provide the bank card and password for the monthly loan of the house, and Party B shall transfer the money to the designated account at the time specified by the bank every month. (Bank: China Construction Bank Branch: _ _ _ _ _ _. Without the authorization of Party B, Party A shall not change the card or report the loss, and has no right to dispose of the funds in the card. Party B shall pay the monthly payment to the bank as agreed, otherwise it shall be deemed as a breach of contract by Party B, and Party B shall pay a penalty of RMB 6,543,800+to Party A..
Eight. When can the house go through the formalities of property right transfer (subject to the notice of the developer, etc.)? ), Party B may choose to repay the bank mortgage loan and interest of the house in advance and go through the mortgage formalities. Party A shall actively handle the title certificate and handle the transfer formalities for Party B within ten days after Party A completes the title certificate. When the house can be transferred, Party B can also choose to temporarily transfer the house to its own name, and then transfer the house to its own name after the bank loan is paid off. No matter when Party B chooses to handle the property transfer registration, Party A must actively cooperate with Party B, otherwise it will be regarded as a breach of contract by Party A, and Party A shall pay Party B a penalty of 6,543,800 yuan.
Nine. Party A shall truthfully inform Party B of the environment, use, internal structure, state, facilities, quality and other present conditions of the house, and shall not conceal anything.
10. Party A guarantees that the above property rights are clear and uncontroversial, and there is no guarantee mortgage or property defect except bank mortgage. If any property right, creditor's rights and debts of Party A are involved, Party A shall be responsible for clearing them up and bear the civil litigation liability, and Party A shall be responsible for compensating the economic losses caused to Party B therefrom.
XI。 Once this contract is signed, it is legally binding on both parties. Before Party B handles the transfer, Party A shall not claim the ownership of the house from Party B, nor publicize the ownership of the house to a third party, nor sell the house again.
12. During the period when Party B pays off the balance, the benefits arising from natural appreciation and depreciation shall be enjoyed by Party B, and the risks shall be borne by Party B, and Party A shall not interfere.
Thirteen. The expenses for handling the above-mentioned property transfer procedures shall be borne by Party A, who shall unconditionally assist Party B in handling the relevant transfer procedures.
14. This contract shall come into effect after being signed and sealed by both parties, and shall be abided by both parties. Matters not covered in this contract can be negotiated separately, and its supplementary agreement has the same effect as this contract after being signed by both parties.
15. This contract is made in duplicate, with each party holding one copy.
Party A (signature and seal):
Address:
Contact telephone number:
Date: _ _ _ _ _ _ _ _ _ _ _ _
Party B (signature and seal):
Address:
Contact telephone number:
Date: _ _ _ _ _ _ _ _ _ _ _ _
How to fill in the housing loan sales contract? We need to know these skills.
Housing loan sales contract is very important in the process of housing transaction. Do we know how to fill in the housing loan sales contract during the housing transaction? Let's first take a look at the concepts and precautions of housing sales contracts and housing loan sales contracts.
Many people are puzzled by the signing, drafting and contents of some contracts for the sale of housing loans. Many people think, why do you have to sign a housing loan? Let me tell you about the concept of housing sales contract, and give an example to illustrate the loan problem of housing sales contract.
The concept of house sales contract
As a special sales contract, the house sales contract points out that the seller delivers the house and gives it the right to purchase, and the buyer needs to pay the price. The characteristics of housing sales contracts are not only the general characteristics of sales contracts, but also their own unique characteristics. These are shown in the following aspects: (1) As the seller transfers the right of the house sold to the buyer, the buyer needs to pay the corresponding amount; (2) The house sales contract is a paid contract; (3) The subject matter in the house sales contract is immovable property, and the ownership transfer registration must be handled; (4) The house sales contract is a legal act stipulated by law.
Example of housing loan sales contract
Fang bought a house in 2005 and obtained a real estate license, but Fang bought the house through a loan. The bank loan was not paid off and the house was mortgaged. In May of 20 15, Fang signed a sales contract with Pan, and Pan paid the down payment and merged it into the house.
Not long after the house was sold, Fang felt that the house was sold because of the rise in house prices. Therefore, Fang realized that the house had been mortgaged to the bank at the time of transfer, and asked to confirm that the sale of the house was invalid in order to achieve the purpose of recovering the house.
After trial, it is considered that Party A's request does not conform to the principle of fairness. In order to maintain the security of transactions and the circulation of market transactions, her claim was rejected.
In response to this case, Guo Siyan, a lawyer of Guangdong Pinzhi Law Firm, commented that since Fang had mortgaged the house, the purchased house could not be transferred before the mortgage was lifted, so the exercise of the rights of the house purchased by Fang was restricted to some extent. Second, the contract signed by Fang and Pan is the true intention of both parties. Although the house involved has been mortgaged in the bank, but the contract has actually been fulfilled, Pan paid part of the house price in order to let Fang pay off the bank loan he owed and lift the mortgage to facilitate the transfer procedures, so Fang should pay off the bank loan in time. Moreover, Fang has delivered the house to Pan, who has actually moved into the house. Therefore, in order to maintain the order of market transactions and the principle of fairness and justice, the party requires to confirm that the contract is invalid and does not comply with the law. Therefore, the claim of the dismissing party is correct.
After reading the above concepts and examples, we know so much about housing sales contracts and loans. I hope my carefully organized concepts and examples can be of great help to you.
Is there a contract for buying a house with a loan?
Is there a purchase contract in the hand of buying a house with a loan?
Mortgage to buy a house contract is made in quintuplicate, one for the real estate bureau, one for the developer of the first factory of the loan bank, one for the customer and one for the property. After you sign the commercial housing sales contract, the contract cannot be taken away immediately. 1. You have to go to the real estate bureau to stamp for the record, indicating that the contract has come into effect. For the next five contracts, the developer will go to the real estate bureau for mortgage registration, and the mortgage stamp will be stamped and sent back to the bank. The bank will lend you a loan with a mortgage, and you will receive it after the loan. You can ask the developer for the commercial housing sales contract and the loan contract signed with the bank. The rest is to wait for the developer to hand over the house and the developer will handle the real estate license for you.
When can I get the contract for buying a house with a loan?
The commercial housing sales contract signed at the time of purchase is in quadruplicate, which is used by the general bank as a loan, one for the developer, one for the registration of the real estate management bureau and one for the owner. From the date of signing, you should have the original buyer's contract and the original commercial housing agreement.
After the general loan is approved, the owner begins to repay the loan, and the mortgage contract is handed over to the developer, who then distributes it to all households. Judging from the current situation, you should have got the mortgage contract.
If the developer wants to go to the real estate management bureau for the record, maybe your contract will be sent to you after registration. Because the last page of the registered contract has the official seal of the local real estate administration for filing and registration. If there is no chapter, it proves that the house has not been registered as a real estate.
The most effective way now is to see if you have issued an invoice or receipt when you buy a house. If yes, you can go to the local real estate administration for consultation with the purchase receipt to see if it is being filed. If so, don't worry. If there is no record, you must go to the developer to make a copy or sign an original for you.
Should people who have handled the purchase contract by mortgage have a purchase contract when buying a house?
Consultant: My house purchase contract was cancelled, but at the same time I also handled the loan contract. I would like to ask how to deal with the loan contract after the cancellation of the house purchase contract. Please. Lawyer Wei Guopeng replied: You're welcome. What you are actually asking is how to repay the mortgage loan after the termination of the purchase contract. My answer is as follows: 1. What about the loan contract after the cancellation of the house purchase contract? After some consumers buy commercial housing through mortgage loans, they sometimes have such confusion: can they return a house with mortgage loans? The answer is: the house purchased by mortgage loan can be refunded, that is, the house purchase contract of mortgage loan can be cancelled. Article 94 of the Contract Law stipulates that in any of the following circumstances, the parties may terminate the contract: (1) the purpose of the contract cannot be achieved due to force majeure; (two) before the expiration of the performance period, one party clearly indicated or indicated by his own behavior that he would not perform the main debt; (three) one party delays the performance of the main debt and fails to perform it within a reasonable period after being urged; (four) the parties delayed the performance of their debts or other breaches of contract, which made the contract impossible to realize; (5) Other circumstances stipulated by law. It can be seen that as long as the developer has the above situation, such as serious overdue delivery or poor quality. , and meet the termination conditions stipulated by law or agreed in the purchase contract, the buyer may terminate the purchase contract according to law. What about the loan contract after the cancellation of the house purchase contract? Need to remind everyone that the loan relationship between buying a house and the bank is independent of the relationship between buying and selling houses, so the cancellation of the purchase contract does not mean that the loan contract is cancelled at the same time. In other words, although the buyer does not buy a house, the loan must be repaid because the creditor-debtor relationship with the bank still exists. Therefore, after the termination of the purchase contract, the loan contract will not be terminated, and the buyers still have to perform the mortgage loan contract. In other words, buyers must also repay the loan to the bank. Second, after the termination of the purchase contract, how can the mortgage loan be like the above? After the termination of the purchase contract, the buyer still has to repay the loan. Then, after the termination of the purchase contract, how should the mortgage loan be repaid? Due to the cancellation of the purchase contract, all the purchase money obtained by the developer from the buyers should be returned to the buyers. Then, the buyer shall negotiate with the bank to repay the remaining loan principal and interest in advance (part of which has been repaid on a monthly basis) according to paragraph 5 of Article 32 of the General Rules for Loans: if the borrower repays the loan in advance, it shall negotiate with the lender. This repayment method is actually a theoretical practice, which is difficult to operate in practice, because the house purchased by the buyer has been mortgaged to the bank. If the buyer does not return the money to the bank after receiving it, the bank can only exercise the mortgage right and auction or sell the house purchased by the mortgaged buyer. But at this time, the house is no longer owned by the buyer, and the disposal of the house will harm the interests of the developer, and the developer will never suffer. Then, in practice, how to repay the mortgage loan after the termination of the purchase contract? In fact, only the developer can divide the refundable purchase price into two parts, and the part that belongs to the down payment of the buyers is directly returned to the buyers. The part that belongs to the loan borrowed by the buyer from the bank is directly returned to the bank, and it is deemed that the buyer has repaid the loan to the bank in advance. According to Article 30 of the Measures for the Administration of Individual Housing Loans of the People's Bank of China: "After the mortgagor or pledgor pays off all the loans as agreed in the contract, the mortgage or pledge will be returned to the mortgagor or pledgor, and the loan contract will be terminated", so as to accept the repayment and terminate the loan contract. Article 52 of China's "Guarantee Law" stipulates: "Mortgage and secured creditor's rights coexist, and if the creditor's rights are eliminated, the mortgage will also be eliminated." After the termination of the loan contract, the mortgage right is extinguished, and the parties concerned shall go through the relevant procedures for canceling the mortgage registration. The above are the answers to "How to deal with the loan contract after the termination of the house purchase contract" and "How to repay the mortgage loan after the termination of the house purchase contract". What buyers must remember is that the purchase contract and the mortgage loan contract belong to two different contracts. After the termination of the purchase contract, the loan contract is still valid and both parties must repay the mortgage. As for how to repay the mortgage loan after the termination of the purchase contract, in practice, it is generally returned directly to the bank by the developer.
After buying a house with a mortgage loan, should there be a 50-point purchase contract in hand?
As a property buyer, you should have a purchase contract signed with the developer and a loan contract signed with the loan bank. These are your personal rights. It is illegal for banks and developers to deduct your contract!
Prepare mortgage to buy a house. Is it reasonable for the developer not to give me a house purchase contract after paying the down payment?
It is normal. When you sign a pre-sale contract with the developer, the developer will first take the contract to the Housing Authority for filing, and then send it to the bank for mortgage formalities after the case is completed. Accurately speaking, when the Housing Authority prepares the case, the developer should give the buyer a signed contract, but most developers will hold the contract in their own hands because they are worried that some terms in the contract will restrict themselves in the future. For example, the area (the state stipulates that the area error cannot exceed 3%) is the standard delivery date, but I personally think that the price change upstairs is not a big problem. The price has reached the stage of signing the sales contract, and the developer will not change it easily. If the developer changes it at will and spreads it out, it will have a great impact on the reputation of the developer. Please don't worry too much about it.
Can I get a loan only if I buy a house contract?
You must have proof of property to apply for a mortgage.
What is the latest housing loan contract?
The purchase contract is an agreement reached between the buyer and the real estate development enterprise on the basis of equality, voluntariness and consensus according to the Contract Law of People's Republic of China (PRC), the Law of People's Republic of China (PRC) on Urban Real Estate Management and other relevant laws and regulations.
Basic information
(ContractNo.:)
Both parties to the contract:
Seller: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Registered address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Business license registration number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Enterprise qualification certificate number. : _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Legal Representative: _ _ _ _ _ _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Postal code: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Authorized Agent: _ _ _ _ _ _ _ _ _ _ _ _ _ _ Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Postal code: _ _ _ _ _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Entrusted agency: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Registered address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Business license registration number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Legal Representative: _ _ _ _ _ _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Postal code: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Buyer: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Name of my legal representative: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Id card and passport business license registration number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Postal code: _ _ _ _ _ _ _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Name of entrusted agent: _ _ _ _ _ _ _ _ _ _ _ _ _ _ Nationality: _ _ _ _ _ _ _ _
Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Postal code: _ _ _ _ _ _ _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
According to People's Republic of China (PRC) Contract Law, People's Republic of China (PRC) Urban Real Estate Management Law and other relevant laws and regulations, the Buyer and the Seller have reached the following agreement on the purchase and sale of commercial housing on the basis of equality, voluntariness and consensus:
first
The seller obtains the land use right of the plot located in _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ ......
The house has to pay the mortgage, and the purchase contract has not been signed. Is it normal? What should we do?
It must be abnormal. You have to sign a contract to mortgage, or you can give him money, provided that you promise them not to run away.
Can I apply for a provident fund loan as long as I have a house purchase contract?
The really needed provident fund can be withdrawn within one year after one-time payment.
No need for assistance, just bring all the procedures such as contracts and invoices, and the procedures are not troublesome.
If there is any surplus, you can use the same procedure as the first suite to withdraw the provident fund after purchasing the second suite.
All of the above refers to provident fund withdrawal, not provident fund loans.
The loan mainly depends on whether the property supports it. Secondly, whether you can approve provident fund loans depends on whether your provident fund has been cut off, how much you can borrow, how many years you have left to retire. General provident fund loans can be directly entrusted to real estate sales.
What contract should I sign to buy a house with a loan?
1. After paying the down payment, Dan will sign the Commercial House Sales Contract with the developer and ask the developer to issue the down payment invoice.
2, urge developers to the real estate bureau for the record.
You (husband and wife) go to the real estate bureau to register the notice.
4. Apply for a loan from the bank ... Sign a loan contract after the loan is approved.
5. Repay the loan on schedule
The latest model of second-hand housing sales contract (provident fund loan version)
Seller: _ _ _ _ _ _ Buyer: _ _ _ _ _ _ _
ID card: _ _ _ _ _ _ ID card: _ _ _ _ _ _ _
Address: _ _ _ _ _ _ _ Address: _ _ _ _ _ _ _
According to People's Republic of China (PRC) Civil Code, People's Republic of China (PRC) Urban Housing Management Law and relevant laws and regulations, the Buyer and the Seller sign this Contract on the basis of equality, voluntariness, fairness and consensus for mutual compliance.
Article 1 Buying and selling the subject matter
The seller voluntarily sells his house to the buyer, and the details of the house are as follows:
1. The ownership certificate of the house sold by the seller is "_ _ _ _ _ _ _ _ _".
2. The house sold by the Seller is located in _ _ _ _ _ _ _ _ _
3. The registered construction area of the house sold by the Seller is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
The seller shall transfer the land use right within the occupied area of the house and the relevant rights and interests of the house to the buyer together with the house.
Article 2 The Buyer and the Seller declare that
The Seller declares that it guarantees that it has truthfully stated the ownership status and other specific conditions of the above-mentioned house. The seller confirms that the house is free from lease, mortgage, guarantee, property right, financial ownership and adverse events, and the information provided is complete, true and effective, and can handle various matters related to the transaction, such as ownership transfer, tax registration and loan application. Ensure that the house is not legally pursued by others. The house is owned by two sellers, and the sellers have the complete right to dispose of the house and have the full right to sign the house sales contract and related agreement documents. From the date of signing the Contract, the Seller shall not dispose of the house in any way of real right, attach any burden of real right and creditor's rights, and sign any sales contract, gift contract or mortgage contract with any third party other than the Buyer. All rights such as the ownership and use right of the house belong to the buyer, and the seller shall bear legal responsibilities for the consequences caused by violating the policies of the state and Guizhou Province on house transactions. For other related matters caused by the seller's misrepresentation, the seller shall bear the liability for breach of contract to the buyer and the obligation to deal with it to a third party, which has nothing to do with the buyer.
The Buyer declares that the Buyer purchases the house of the Seller mentioned in Article 1 of the Contract, pays the house price, performs all the obligations agreed in the Contract, and assumes the legal liabilities for violating the obligations in the Contract.
Article 3 The affiliated account of the house
For the account attached to the house, the Seller promises to move out within 3 months from the date when the Buyer and the Seller complete the transfer and renaming procedures. In case of overdue, the Seller shall pay 0.5 ‰ of the total house price to the Buyer as penalty.
Article 4 Sales price
The total selling price of the house is RMB _ _ _ _ _ _ _ (in figures: _ _ _ _ _ _).
Article 5 Payment Terms
The Buyer and the Seller agree to pay by mortgage of provident fund loan, and the Buyer shall pay the down payment of RMB _ _ _ _ _ _ _ _ _ _ (in figures: _ _ _ _ _ _ _ _ _ _) to the Seller on the day when the taxes and fees are paid in the real estate trading center, and the remaining house price is RMB _ _ _ _ _ _ _ _ _ _.
Article 6 Tax and fee commitment
Relevant taxes and fees shall be borne by the buyer through negotiation between both parties.
Article 7 delivery of houses
The Seller shall, within five days after receiving the loan approval document from the Provident Fund Center, formally deliver all the traded houses to the Buyer for use, and perform the following procedures:
1. The seller shall ensure that the basic conditions of the house and its existing facilities are in good condition before the formal delivery of the house. If there is any problem with the above basic conditions, the seller will come forward to assist in handling it.
2. The buyer and the seller shall * * check and accept the list of the house and its ancillary facilities, equipment, decoration and related items, record the readings of water, electricity and gas meters, and handle the handover procedures.
3. hand over the key to the house.
4. Other matters to be completed as stipulated in this contract.
Only after all the procedures specified in this article are completed, the acceptance and delivery of the house will be deemed as completed.
Article 8 Extension