1. Qualified for local house purchase in Guangzhou. For example, you must have a local social security or tax payment certificate for 2-5 years. Meet the conditions, provide ID card, household registration book, marriage certificate, temporary residence permit, social security or tax proof materials.
2. In case of loan, you need to provide Guangzhou income certificate, a copy of the business license with the official seal of the unit, and recent salary flow;
3. The policies of buying houses and moving accounts in different regions of Guangzhou are different. For example, the procedures for individuals to buy a house and move their accounts in other provinces and cities are basically the same as those of Guangzhou citizens.
4. The conditions for foreigners to borrow money to buy a house in Guangzhou Bank are:
(1) agrees to use the house purchased in Guangzhou as collateral;
(2) The age and loan period of the borrower in Guangzhou shall not exceed 65 for men and 60 for women;
(3) Having full capacity for civil conduct in Guangzhou; Have permanent residence or valid residence status in China;
(4) Must pay a down payment of not less than a certain percentage of the total price of the house purchased in Guangzhou;
(5) Having stable professional and economic income in Guangzhou, good credit and the ability to repay the loan principal and interest;
(6) A contract or agreement has been signed for purchasing a house in Guangzhou.