Hong Xin Insurance Agency Company is a fraud company, and 90% of employees' sales are misleading and deceiving customers, asking customers to return old policies and buy new ones. The company leaders allow employees to do so. In any case, you should be careful not to be deceived when you receive a call from 020-6 1995500.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.