Implement the policy of waiting for the issuance of housing provident fund loans, and determine the time for issuing loans according to the waiting order and funds. Therefore, the purchase of judicial auction real estate temporarily does not have the conditions for handling provident fund loans. After the house is transferred, you can apply for withdrawal of individual account housing provident fund.
Extended data
In order to improve the efficiency of judicial auction and provide convenience for bidders' financing, the People's Court of Beiguan District of Anyang City launched the "Judicial Online Auction Loan", which means that in the future judicial auction, the buyer can successfully bid the subject matter of judicial auction by applying for a loan when the funds are insufficient and it is difficult to make a one-time payment.
In the past judicial auctions, in order to reduce the risk that the auction price could not be put in place, it was often necessary to pay the full amount in one lump sum, especially when the subject matter such as houses was involved, many bidders had to "sigh at the auction". After the introduction of "legal auction loan", it will greatly alleviate the financial pressure of bidders, be more conducive to the disposal and realization of property, and improve the transaction rate of judicial auction.
Take the real estate auction as an example. After telephone consultation, potential bidders will be personally signed by the bank. After confirming its loan qualification, the potential bidder will pay a premium to the guarantee company, which will issue a letter of guarantee. After seeing the letter of guarantee, the bank credited the loan to the court account. After the transaction is completed, the court will handle the transfer procedures and the bank will mortgage the property.
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